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Sunday, 15 February 2015
Free Cars for Low Income Families: Review 3 of 8 - VehiclesForChange.org
Previously on the Millionaires Giving Money blog I wrote a Post about how to get free cars for low income families. This post became very popular and received a lot of recognition for the information provided. After receiving several thank you emails I decided to write a series of post reviewing all the organizations that offer a free car or partially free car in detail. All the low income assistance programs to get a free car mentioned here are legal and legitimate and to date have donated over 50,000 vehicles to low income families and individuals who need help with a car. Some of the free car programs I will be looking at include 1800 Auto Donations, Online Car Donations, Vehicles for Change, With Causes, Modest Needs, Free Gas USA and Free Auto Cars company.
My intension is that this review helps those searching for free cars for low income families. Most individuals and families take out payday loans, short term loans or even bad credit loans when they need access to a vehicle. What you should do is look at all the low income assistance programs on offer for free cars so they can apply for the vehicle for free. If you’re on a very low income and making a transition then you will be eligible for a free car from the aforementioned organisations. So now without further ado here is the third review on vehiclesforchange.org.
Vehiclesforchange.org also known as VFC is an organisation dedicated to helping low income families with a car. It has a number of low income assistance programs where you can apply for free charity cars. VFC empowers individuals and families to achieve personal and economic independence through car ownership.
Vehiclesforchange.org has created a sustainable free charity car program in the Mayland-Virginia-Washington DC region and is now replicating the low income assistance program nationally. The ultimate aim for VFC is to bring independent transportation and training in the automotive field to as many low income families and individuals as possible.
Vehiclesforchange.org works by receiving donated cars from the public in exchange for a tax write off. Car donors receive full fair market value for their car donations. Once VFC receive the vehicle they check the car thoroughly and make sure it is roadworthy. VFC spend an average of $750 per vehicle which includes repairs, service and bodywork to make everything safe and secure. These vehicles are then sold on or given for free to low income individuals and families who are referred by social services.
Since 2000 Vehiclesforchange.org has awarded over 4000 cars to low income families. VFC have changed the lives of 15,000 people and research suggests that 75% of the free car recipients go on to get better jobs and have boosted their earnings by $7000 on average.
Vehiclesforchange.org guarantees low interest car loans which allows families and individuals to get access to affordable credit and repair any bad credit that they may have. VFC also carries out a half yearly/6000 km warranty with real maintenance for 24,000 miles or 2 years.
To be eligible for an awarded car you must be on the road to self sufficiency with the only thing holding you back being transportation. There is a criteria to receive a donated read ready car which is outlined below.
You must have a verifiable job offer working at least 30 hours.
You must have a drivers licence.
No DWI’s or DUI’s.
You must not have other vehicle in your household.
You must be drug free and no extensive criminal background.
You must be able to cover fees for tax, tags, and title
You must have children if you are under the age of 25.
You must be able to afford the ongoing cost of car ownership such as insurance, fuel and repairs.
There are three low income assistance programs on offer from VFC. These include Tier I Program, Tier II Program and the Maryland transportation Assistance Program which are outlined below.
Tier I Program
Tier I program awards low income families who fit the above criteria with vehicles for about $750 dollars. Low interest loans are guaranteed regardless of bad credit history. The program is used for individuals and families referred to by social services and job readiness agencies.
Tier II Program
Tier II Program awards vehicles at below market prices. To be eligible you must have low incomes and not meet the criteria for Tier I where you don’t have a referring agency.
Maryland Transportation Assistance Program
Maryland State Department of Human Resources has initiated a partnership with VFC to create the Transportation Assistance Program (TAP). This program offers vehicles state wide to help TCA (Temporary Cash Assistance) recipients to keep employed. Some of the requirements include the following.
You must be eligible to receive TCA.
You must have a job that is accessible to public transport.
You must work non-traditional work hours.
You must have valid driver licence and proof or 30 hours employment.
How Can I Increase My Chances of Getting a Free Vehicle?
To improve your chances of being awarded a vehicle you must position yourself so you meet the requirements. You should contact social services and seek their assistance. If you are on a low income you should consider applying for TCA and you should have compelling evidence that your employment depends on your car.
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