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Monday, 23 February 2015

I Need Help With Money for School - Please I Desperately Need Financial Assistance

I always get emails where people ask me - I need help with money for school, some even plead desperately for information on where they could get urgent financial assistance. I always commend these people who want to further their education and are prepared to do whatever they can to improve their prospects. 

Help is definitely available and if your unemployed, experiencing hardship, financial despair or are struggling with your finances or need urgent financial help there are programs available to help you. I would recommend that you bookmark this article as I'm going to make it very comprehensive, also feel free to share it with others who might benefit from it. I will also continually add any assistance programs that I can find in an attempt to make this the most information article on the internet when it comes to getting money for school and college. If you need money urgently then take a look at these legal and legitimate money making ideas to help supplement your income.

I Need Money Now

 
 
 


Money for School - Student Loans


If you need money for school then you should consider a Federal loans to students or parents. Stafford Loans are great if you want to go to college, one of the criticism is that the repayment of these loans usually make it really hard for students to repay the money once they get a job. Although private student loans are a viable option to get into college the loan rates and interest make people think twice about studying. The income based repayment plan and consolidation options really help however it's important to check what other options there are before you apply for these loans or get you parents to cosign these loans. Remember to always read the loan terms and discharge of student loans information that might be available before you take on the loan.

IBRInfoIf you're looking for information on Income Based Repayment Programs then IBR Info can help you, this service offers information about how to use your income to work out how much you could potentially borrow. The information given here is invaluable because it will help you to determine whether you can afford the loan or not. If you need money for school then this is a resource you should check out.

The United N College FundThis is a private organization that you could apply to, the organization offers scholarships and internship programs to 39 member colleges and offers them to low income families with little or no prospects. Although the name might be misleading, anyone can apply for this scholarship program. There is a chance to get free money for school so its definitely worth checking out.

Coca Cola Scholars FoundationThis is one of the largest scholarship foundation in the world and offers $3.4 million to 1400 student's in American and around the world. This is one of the best resources if you need money for graduate school.

Student Aid AllianceThis is not really student aid but an organization which pushes for increased federal student aid. Supporting these groups will show congress that there is an overwhelming demand for more funding when it comes to helping people go to college. 

FastWebThis is a really great service that you must use. The website offers a scholarship and internship matching service, all you have to do is put your details in and the site will find a scholarship that you can apply for. The more scholarships you find the more you could apply to potentially giving you the opportunity to study for free.

CollegeScholarship.OrgThis site helps student locate potential scholarships and internships, the organization is dedicated to listing all the scholarship programs in America so every student has the chance to apply for a scholarship.

Scholarship AmericaThis is one of the best places you can look for a scholarship for school or college. If has a mission to mobilize America as a great nation through education support and scholarships, they want to make post-secondary education accessible to all.

FinAidIf you want all the information on scholarships, internships, fellowships on one page you can find all the information on the site. This is where you can do your research to find the right scholarship, internship or fellowship for your needs. The information also contains Government money for school so its definitely worth checking out.

Council for Opportunity in EducationThis organization is committed to helping everyone get more opportunities if they want to go to college, their aim is to lower college fees and make grants, scholarships, internships, and fellowships available to more people. They particularly help low income first generation students and those with disabilities.

Institute for College Access & SuccessThis is another non profit organization that works behind the scenes to make college education cheaper and more accessible, they particularly minority support people of all backgrounds. They also support research, analysis and advocacy.  

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Sunday, 15 February 2015

Free Cars for Low Income Families: Review 3 of 8 - VehiclesForChange.org


Previously on the Millionaires Giving Money blog I wrote a Post about how to get free cars for low income families. This post became very popular and received a lot of recognition for the information provided. After receiving several thank you emails I decided to write a series of post reviewing all the organizations that offer a free car or partially free car in detail. All the low income assistance programs to get a free car mentioned here are legal and legitimate and to date have donated over 50,000 vehicles to low income families and individuals who need help with a car. Some of the free car programs I will be looking at include 1800 Auto Donations, Online Car Donations, Vehicles for Change, With Causes, Modest Needs, Free Gas USA and Free Auto Cars company.

My intension is that this review helps those searching for free cars for low income families. Most individuals and families take out payday loans, short term loans or even bad credit loans when they need access to a vehicle. What you should do is look at all the low income assistance programs on offer for free cars so they can apply for the vehicle for free. If you’re on a very low income and making a transition then you will be eligible for a free car from the aforementioned organisations. So now without further ado here is the third review on vehiclesforchange.org.


Free Charity Cars

Free Cars for Low Income Families Review: vehiclesforchange.org


Vehiclesforchange.org also known as VFC is an organisation dedicated to helping low income families with a car. It has a number of low income assistance programs where you can apply for free charity cars. VFC empowers individuals and families to achieve personal and economic independence through car ownership.

Vehiclesforchange.org has created a sustainable free charity car program in the Mayland-Virginia-Washington DC region and is now replicating the low income assistance program nationally. The ultimate aim for VFC is to bring independent transportation and training in the automotive field to as many low income families and individuals as possible.

How to Get a Free Charity Car


Vehiclesforchange.org works by receiving donated cars from the public in exchange for a tax write off. Car donors receive full fair market value for their car donations. Once VFC receive the vehicle they check the car thoroughly and make sure it is roadworthy. VFC spend an average of $750 per vehicle which includes repairs, service and bodywork to make everything safe and secure. These vehicles are then sold on or given for free to low income individuals and families who are referred by social services.

Since 2000 Vehiclesforchange.org has awarded over 4000 cars to low income families. VFC have changed the lives of 15,000 people and research suggests that 75% of the free car recipients go on to get better jobs and have boosted their earnings by $7000 on average.
Vehiclesforchange.org guarantees low interest car loans which allows families and individuals to get access to affordable credit and repair any bad credit that they may have. VFC also carries out a half yearly/6000 km warranty with real maintenance for 24,000 miles or 2 years.

Who is Eligible for a Free Vehicle?


To be eligible for an awarded car you must be on the road to self sufficiency with the only thing holding you back being transportation. There is a criteria to receive a donated read ready car which is outlined below.

You must have a verifiable job offer working at least 30 hours.

You must have a drivers licence.

No DWI’s or DUI’s.

You must not have other vehicle in your household.

You must be drug free and no extensive criminal background.

You must be able to cover fees for tax, tags, and title

You must have children if you are under the age of 25.

You must be able to afford the ongoing cost of car ownership such as insurance, fuel and repairs.

There are three low income assistance programs on offer from VFC. These include Tier I Program, Tier II Program and the Maryland transportation Assistance Program which are outlined below.

Tier I Program

Tier I program awards low income families who fit the above criteria with vehicles for about $750 dollars. Low interest loans are guaranteed regardless of bad credit history. The program is used for individuals and families referred to by social services and job readiness agencies.

Tier II Program

Tier II Program awards vehicles at below market prices. To be eligible you must have low incomes and not meet the criteria for Tier I where you don’t have a referring agency.

Maryland Transportation Assistance Program

Maryland State Department of Human Resources has initiated a partnership with VFC to create the Transportation Assistance Program (TAP). This program offers vehicles state wide to help TCA (Temporary Cash Assistance) recipients to keep employed. Some of the requirements include the following.

You must be eligible to receive TCA.

You must have a job that is accessible to public transport.

You must work non-traditional work hours.

You must have valid driver licence and proof or 30 hours employment.

How Can I Increase My Chances of Getting a Free Vehicle?

To improve your chances of being awarded a vehicle you must position yourself so you meet the requirements. You should contact social services and seek their assistance. If you are on a low income you should consider applying for TCA and you should have compelling evidence that your employment depends on your car.

Free Cars for Low Income Families: OnlineCarDonation.org


VehiclesForChange.org is a fantastic organisation where you can get a free car or partially free awarded car well below market price. The awards process is very simple and you can get guaranteed access to credit regardless of your credit history. As long as you are employed 30 hours and on a very low income you could be eligible for free cars for low income families. You might also be eligible for free car repairs to so its worth checking out.

 

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Thursday, 12 February 2015

Free Cars for Low Income Families: 2 of 8: OnlineCarDonation.org Review


Free cars for low income families are still available for individuals and families to apply. Previously I wrote a post called – Where can I get a free car for my family which explains how low income families can receive a free vehicle from Free Car Programs. This post became very popular among the Millionaires Giving Money Community and received a lot of comments and emails for the valuable information provided. After receiving the feedback I decided to write a series of post reviewing all the free car organisations that help low income families with a free car. All these organisations are legal and legitimate and operate within the USA and to date have distributed more than 20,000 free cars to needy families. Some of the free car organisations which will be reviewed include 1800 Auto Donations, Online Car Donations, Vehicles for Change, With Causes Organisation, Modest Needs, Free Gas USA and Free Auto Cars Company.


 

I really hope this review and series of posts help low income individuals and families who need help with a car. Before you consider taking out a short term loans such as payday loans and bad credit loans you should check out all the low income assistance programs that are available. Free cars for low income families are available and all you need to do is have a legitimate reason on how a free vehicle would make a positive difference in your life. So without further ado here is the second review on OnlineCarDonation.org.
 
 
 

Free Cars for Low Income Families Review: OnlineCarDonation.org


OnlineCarDonation.org is an organisation dedicated to helping needy individuals and families. This organization is a car donation program which takes vehicles and then distributes them to poor people. OnlineCarDonation.org takes donated vehicles, donated boats, donated trucks and donated motorcycles and offer fair market value tax deductions for the donors. Donors who want to remove their vehicle liability donate their car and feel good about how the donation will make a difference to other people’s lives. Donors are also eligible for a free vacation as OnlineCarDonation.org is affiliated with leading vacation travel companies that have thousands of deluxe vacation offering.

How to Get a Free Car


Who is Eligible for a Free Vehicle?


OnlineCarDonation.org offer free cars to preferred groups of needy individuals and families. These preferred groups include:

(1)  Battered Women – Women that are victims of hurtful crime
(2)  Disabled People -  Individuals with physical challenges that can drive safely
(3)  Families Living in Homeless Shelter
(4)  Self Supporting Families making the move from public assistance
(5)  Military Families

Help Me Get a Car

 
You can get a donated car from Online Car Donations. To apply for a free vehicle all you need to do is fill out a simple application which includes you name, email, state and then you need to briefly explain your situation and why you need a free car. Every case is reviewed on an individual basis and case workers contact families and individuals who might be eligible for a free car. You need to understand that there are many requests for a free car and sometimes every needy person cannot be contacted.

How Can I Increase My Chances of Getting a Free Vehicle?


To increase your chances of getting a free car you need to be in the preferred group. As mentioned earlier battered women, disabled people, homeless families, self supporting families and military families will be prioritised to receive a free vehicle over other needy low income families. To increase your chances you need to be in one of these groups.

Also to increase your chances further of receiving a free vehicle you need to offer a compelling case when you apply. OnlineCarDonation.org only asks for a brief explanation of your circumstances and situation so you need to use this to pinpoint your circumstances across. You need to be concise and accurate and you need to avoid long winded paragraphs. You can also send them a letter which outlines your case in greater deal. While the site administrators say they cannot read every letter there is a chance that your letter could be read if it is written professionally. You can also call OnlineCarDonation.org however resources and manpower are low so you could be waiting a while for a response.

Free Cars for Low Income Families: OnlineCarDonation.org


OnlineCarDonation.org is a fantastic organisation dedicated to helping low income individuals and families to get help with a car. Before you consider financing a vehicle with short term loans or bad credit loans you should look for low income assistance programs. If you have a genuine need you should contact OnlineCarDonation.org and apply for a free car. If your one of the preferred group there is a very good chance you could get a free car for low income families.





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Where Can I Get a Free Car Part 1: Find out how to get a donated car

Where Can I Get a Free Car Part 2: Find out where to get a car for free

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Monday, 9 February 2015

Free Cars for Low Income Families: 1 of 8: 1800 Free Cars Review


A while back I wrote a post called where can I get a free car for my family which became incredibly popular with the Millionaires Giving Money Community. After receiving a lot of comments and emails on the subject I decided to write detailed reviews on all the free cars that are available in the USA. This 8 series post will give details of all the organisations which offer free cars and will give you specific information on how to get a free car for your family. If you need money quickly check out the following posts giving ideas on how to generate money legally. Using these legitimate strategies you could supplement your income.
 
 
 
 

How to Get a Free Car From a Charity


Knowing how to get a free car from a charity could make an enormous difference to your life and the life of your family. Some of the organisations which will be reviewed in this 8 part series include 1800 Auto Donations, Online Car Donations, Vehicles for Change, With Causes, Modest Needs, Donate a Car, Free Gas USA and Free Car Autos. Hopefully this post will assist low income families who need help with car. Most individuals and families look towards payday loans, short term loans and bad credit loans to finance their car. Before you consider borrowing any money you should try your best to find a free car so you can save your money rather than pay off a loan. So without further ado here is the first review on 1800 Cars.

Free Cars for Low Income Families Review: 1800 Cars


If you’re on a low income and need help with a car you can turn to 1800 Cars to see if you are eligible for a free car. 1800 Cars was established in 1996 and is the first organisation to offer cars to low income families and individuals. The Mission Statement of the company was “To Engage in Activities That Will Uplift Humanity”. The free car organisation focuses its energies into providing free vehicles to assist struggling families who are making the move from dependency to self sufficiency.  

1800 Free Cars operates one of the largest free car distribution programs in the United States and has awarded over 5000 free vehicles nationwide. The award winning program has received acclaim from celebrities such as Oprah, Montel, People Magazine, as well as Disney.
One of the reasons why 1800 Cars give away free vehicles is it has a profound effect on the outlook of a recipient’s life. Many low income individuals and families who have received a free car have remarked how it has helped give them a second chance in life by improving their quality of life and standard of living.

How to Get a Free Car


Who is Eligible for a Free Vehicle?


Most low income families will be eligible for a free car from 1800 Cars. There are some groups of people who will have a priority over others and these groups include the following; (1) Victims of Domestic Violence, (2) Disabled Veterans, (3) The Medically Needy, (4) Struggling Families, (5) Victims of Natural Disasters, and (6) The Homeless.

How Does the Process Work?


There is a two stage process when transferring a car to a needy person. The first stage is where 1800 Cars receive the donated vehicle. Donors fill out a form or call the organisation. A pickup of the vehicle is arranged and then the donor receives a tax receipt of full fair market value which is tax deductable when possible.

Once the free car has been inspected properly it will either be in working condition or need repairs. If the vehicle needs repairs it will be passed on to other organisation who repair old cars and then pass them onto to low income families who need help with a free car. When the vehicle is in working condition the it is offered to needy people all over the United States.

Low income families and individuals can apply for a free car by going to the Free Charity Cars Website. The process is very simple. You need to register for a free account. You then need to write a compelling profiling explaining why you need the free car. These profiles are then shared with the free Charity Cars website community as well as friends and family. When someone reads the profile they can vote for the person to receive the free car. Whichever person receives the most votes is then considered for the free vehicle.

How Can I Increase My Chances of Getting a Free Car?


To increase your chances of getting a free car you need to be in one of the groups which are preferred to receive a free car. This group as mentioned earlier includes (1) Victims of Domestic Violence, (2) The Medically Needy, (3) Victims of Natural Disasters, (4) Families Transitioning from Public Assistance Work, (5) Families Living in Transitional Shelters, (6) The Working Poor, (7) Non-Profit Organisations and (8) Veterans/ Military Families.

To increase your chances of getting a free car you need to create a compelling profile. You need to explain in depth and detail your current circumstances and how you are experiencing financial hardship and financial despair. Explain all the financial misfortunes you’ve had in the past. Once you’ve written about the past you need to write about the future. Explain in great depth and detail how a free car would change your life and how it would uplift yourself and your family.

Once you’ve perfected your free car profile you need to promote your pages to as many people as you can. Start by asking friends and family for votes to get a free car. You can also reach out to the community and ask for votes. You could also personally reach out to the members of the organisation and ask them for advice and guidance. These members include CEO Founder Brian Menzies, Spokesperson Ms. Rose Hill, and site administrator Miss Michelle Key.
 
You can also promote your free cars profile on other places such as Facebook.com, Twitter.com, Pinterest.com and other social media sites. Another great place to get votes is in YouTube. You can create videos and then reach out to people and ask them to help you out by voting on your profile.

Free Cars for Low Income Families


You should definitely turn to 1800 Cars if you’re on a low income and need help with a car. Before you consider any short term loans or bad credit loans you should see if you can get a vehicle for free. If you’re circumstances put you in one of the preferred groups your chances of receiving a free car increase. If you can promote your profile and get votes actively there is a very good chance that you could get a free car for low income families. In the future I will be writing more about getting help with car repairs for low income families so watch this space.

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