Tuesday 2 May 2017

I Need 1000 to 5000 Pounds Right Now - I Am Desperate Please Help ME!

I Need 1000 to 5000 Pounds Right Now 

 I Am Desperate Please Help ME!

Recently, on The Millionaires Giving Money Blog, I received an email from a British Reader asking the following questions...

I Need 1000 Pounds Right Now - I Am Desperate Please Help ME.

The email was from a 26-year-old named Richard who works as a retail assistant. Richard has given me his permission to share his email with the readers of the Millionaires Giving Money Blog.

Reader Question

I need 1000 pounds right now, please help me I am desperate. 

Recently, my car broke down and I need to make repairs quickly. I heavily rely on my vehicle to get to and from work so I need it desperately. 

I live paycheck to paycheck and do not have an emergency fund to help me. I don't know where to start and I have really bad credit which means I will probably be rejected by the big banks like Barclays, Lloyds, Santander and other High St. lenders.

Please, can you give me some quick suggestions to get a 1000 pound loan quickly? I need the money desperately to make repairs to my vehicle.

My Reply To Richard

Hello, Richard and thanks for email The Millionaires Giving Money Blog. 

I am sorry to hear about your circumstances.

In this post, I will share 10 ideas to help you raise 1000 pounds quickly. I will also give you 10 personal finance tips to help you avoid these kinds of situation. 

I believe that anyone can turn their finances around. If you follow these ideas you will make financial progress. 

I was in a very similar position a few years back so I know how hard it is to break free from the cycle of poverty. Rest assured that it is possible. 

So without further Ado here are 10 ways to get 1000 pounds right now!

I Need 1000 Pounds Right Now

Here are 10 ideas if you need 1000 pounds right now. Some of the ideas are obvious, others are more complicated. All these ideas are legal ways to get money quickly.

Idea 1: Ask Employer for a 1000 Pound Loan

Idea 2: Ask Friends and Family for a 1000 Pound Loan

Idea 3: Call credit card for a 1000 pound cash advance

Idea 4: Check if credit card offer direct deposits to bank account

Idea 5: Ask your friends and family for a loan

Idea 6: Apply to a credit union for a loan

Idea 7: Apply for a Bad credit loan through the Post Office

Idea 8: Sell all excess stuff through eBay

Idea 9: Pawn valuables like designer watches and laptops

Idea 10: Work Overtime to Earn More Money

Tips to Improve Personal Finance

Here are 10 tips to improve your personal finance.

I have read nearly all there is to read about personal finance when I was on a quest to improve my finances. There were 10 tips or ideas which kept repeating themselves and I want to share them with you.

Take Action and put practice all these tips and see how much you can progress. 

10 Quick Ways to Improve Your Personal Finance

Personal finance is really simple.

You have income and expenses. 

All you have to do is be aware of your income and expenses and find ways to increase your income and slash your expenses.

When you get a surplus your financial circumstances will improve every month.

Avoid being in a deficit by using credit to get by, this is a recipe for trouble.

Tip 1: Pay yourself first, as soon as you get paid put 10% in savings account

Tip 2: List all your income and expenses - find ways to reduce outgoings by 20%

Tip 3: Find a cheaper place to stay and save 20% on rent

Tip 4: Ask employer what you have to do for a 10% pay rise

Tip 5: Look for a job which pays you 20% more that your existing salary

Tip 6: Take courses in your present employment to become highly qualified 

Tip 7: Don't take out any more loans or credit cards

Tip 8: Do not make any exuberant purchases until you have a 5000 pound in savings

Tip 9: Take on a second job or make money on the internet and save all the money earned

Tip 10: Once you have 5000 Pounds invest the excess money and watch money grow

In the future, I will be writing more posts about getting money quickly. You can find them on the following pages which will be published soon.

Resource 1: I Need 2000 Pounds Right Now

Resource 2: I Need 3000 Pounds Right Now

Resource 3: I Need 4000 Pounds Right Now

Resource 4: I Need 5000 Pounds Right Now

Frequently Asked Questions

Here are some of the frequently asked questions that others readers have asked in the past. I thought adding them might be useful.

FAQ 1: How to make 1000 pounds fast?

The quickest way to make 1000 fast is to take out a loan. You can do this if you have a good credit score. 

You can still take out a 1000 pound loan if you have bad credit but you will have to pay more because your credit is poor.

FAQ 2: How can I make 3000 pounds quickly?

Again, the quickest way to make 3000 pounds is to take out a loan. You can make money on the internet but you will not be able to make 3000 quickly, this is something you must build over time.

FAQ 3: Where can I get 1000 Pound loan over 12 months?

If you have a good credit score you can borrow from High Street banks like Barclays, Lloyds, Santander, and Royal Bank of Scotland.

If you have bad credit you will have to resort to payday loans like Quick Quid or Pawn shops such as Cash Converters.

FAQ 4: I need £1000 urgently where can I get it?

This is a very popular question! You can take out a1000 pound loan from High Street Banks if you have good credit or Payday loans company if you have bad credit. You can try lenders such as Quick Quid, Wonga, and Sunny.

FAQ 5: I Need 2000 pounds today where can I get this?

Again, if you have good credit you can borrow this from High Street Banks such as Lloyds, Barclays. Royal Bank of Scotland, and Santander. You will get a competitive rate of interest and get at least 12 months to pay it back.

if you have bad credit or poor credit you will have to try lenders such as Sunny, Wonga, and Quick Quid but they will charge more. 

If you can wait you should try to improve and fix your credit score so you pay less in the future.

FAQ 6: How to make 1000 pounds a month?

You can make an extra 1000 pounds a month on the internet by blogging, affiliate marketing, making YouTube videos etc, the list is endless.

It will take time to build. It takes about a 12 months of effort to build 1000 pounds per month passively. You must stick to it.

FAQ 7: How to make 2000 pounds fast

You can make 2000 pounds fast by taking out a loan. As mentioned earlier, the better your credit the cheaper the loan will be.

I Need 1000 to 5000 Pounds Right Now

The quickest way to get 1000 pounds is to take out a loan.

To get a cheap loan you will need good credit.

If you have bad credit you will pay more for 1000 pounds.

Going forward work on your personal finance and practice the 10 tips on personal finances listed above. If you put these tips into action your finances will improve every month.

Work on improving your credit so you can borrow money cheaper in the future.

Build a substantial emergency fund so you don't have to borrow money if your car breaks down and consider comprehensive insurance for your car so the repairs will be covered.

Always look for ways to slash expenses and boost income, that way your personal finance will improve quickly.

I wish you all the best.

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