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Tuesday, 19 November 2019

Samsung Financing Available for TV, Phone, Appliances, Watches - No Deposit 0% Finance for 36 Months

Ho Ho Ho....
Only 41 Days left until Christmas, and 10 days left until Black Friday...
This is the perfect time to get Christmas ready, get all the gifts you want at a fraction of the price! Be Christmas savvy and the centre of attention with your gifts this Christmas.
I wanted to share this excellent offer with you. Samsung Financing is now available for Christmas and Black Friday 2019. This offer is out of this world because you can get nearly all the Samsung Product Line without paying a penny for deposit. 
This is handy because you can spread the cost of Christmas and get some of the best Samsung Products for yourself and your family.

What is Available from the Samsung Financing Plan

At the time of writing this post the following offers were available from the Samsung Financing Plan...
1. 0% APR on eligible Samsung Galaxy Phones over 24 Months
2. 0% APR of Eligible Samsung 4K HD TV over 36 Months
3. 12 Month Finance plans for all eligible Samsung Home Appliances 
4. Get 6, 12 or 24 months Financing Terms on orders over $49.

How Does the Samsung Finance Plan Work?

The first step you have to take is apply for the Samsung Finance Plan, this process takes a few minutes and you can make an application for any products you intend to purchase over $49. 
The Samsung Finance Plan is pretty relaxed, as long as you've not missed any payments you're likely to be approved, especially during Black Friday and Christmas where Samsung try to maximise the revenue generated from their products.
If you're approved that's great! you then choose the length of time you want to spread the payments over as long as the product is eligible for financing. Most Samsung Products are available for finance with the exception of a few.
You can continue to use the Samsung Finance Plan as a revolving line of credit for whenever you need flexibility in spreading the cost of payment. 

Why Should You Apply for Samsung Finance Plan?

If you're approved you will get an instant line of credit. You can choose buy now pay later with $0 down, no deposit required. You can upgrade every year with Samsung Finance and trade in your old tech. 
Also, as this is a revolving line of credit you will only need to apply once and maintain your account to take advantage of all the Perks of the Samsung Finance Plan.
Once you have your account you can check your balance, view account activity, pay your bill, you can do everything online from the convenience of your Samsung App.
This is a fantastic Finance Plan and one that you should take advantage of this Black Friday and Christmas. To take advantage of the Samsung Financing Plan check the following link which will take you to the Samsung Finance Plan Website.

Thursday, 14 November 2019

Christmas Credit Plan for Apple Products 2019 - Get iPhone, iPad, Apple Watch, AirPods

Christmas is coming soon, its only 44 days away. If you're interested in purchasing Apple Products such as an iPhone, iPad, Apple Watch or Air Pods you can easily do so using the Apple Financing Plan from Barclays and PayPal. 

Both these plans are relatively straightforward to apply for and you get an instant decision for approval so you don't have to wait ages to get a decision. During the Christmas period credit companies such as Barclays and PayPal loosen their credit controls so you may have a very good chance of being approved for credit. 

Christmas Credit Plan for Apple Products

This offer is available through Barclays and PayPal and the full details are given below.

If you are thinking of using Barclays Credit Plan for Apple Products the minimum order is £399. You get an instant decision and you can have your order shipped directly to you or you can sent it as a gift. You can choose an instalment plan that suits you. You can choose an instalment period of 3 to 18, 24, or 36 equal monthly payments. You will be charged an interest rate of 14.9% APR (Variable)

Here is an example of Christmas Credit Plan For Apple Products

Suppose you decide to buy an Apple Phone for £999 which is the loan amount. You choose a duration of 24 months with a representative APR of 14.9% Fixed. Your monthly instalment will be £47.95 and the Total Amount payable will be £1,150.82. You will pay an extra £150 odd for use of the credit facility from Barclays. Suppose you are able to purchase this when there is a hefty Christmas Discount then you won't really be losing any money in reality and you will have an Apple product you pay for in Monthly Instalments.

PayPal Instalment Plan for Apple Products

The PayPal Instalment Plan for Apple products include the Apple iPhone, iPad, Mac Computers, Air Pods, and much much more. The minimum order required by PayPal Apple Instalment Plan is £99 and you get an instant decision and the product is shipped directly to you.

You can choose and instalment period of 6, 12, 18 or 24 equal monthly payments. PayPal has a one-off credit application process which means once it's approved you don't have to apply again for credit, you can use this facility as long as you keep on top of your instalment plan.

The APR charged is 14.9% PA fixed for the duration of the instalment plan. If you choose to make a purchase outside of the instalment plan you will be charged 19.9%

Here is an example of an Christmas Credit Plan for Apple Products through PayPal.

If you want to purchase an Apple iPad for £500 and you want to pay for it in 24 equal monthly payments with a fixed APR of 14.9% this would cost you only £24 per month. The total amount payable would be £576.00 which is just £76 above the purchase price. All you have to do is the product with a discount of £76 or more and you're not really paying for the credit and you get the flexibility of paying for the item over 24 months.

How to Order Apple Products Through Barclays & PayPal

It's very simple to purchase an Apple Product Through Barclays or PayPal.

Once you've found the product you want you can make the purchase. You will get to a page that asks you how you want to pay. You then need to choose the Barclays or PayPal Credit Option and complete your order.

If you choose the Barclays Credit Plan for Apple Products you will be taken to the Barclays Credit Application web page. Fill out this page and once completed you will get an instant decision.

The process is the same for PayPal. You will be taken to the PayPal website to fill out a credit agreement. If you have a PayPal account which has been maintained well you are very likely to be approved.

For more information about buying Apple products using Barclays or PayPal check out the following link which will take you to the official Apple Store where finance is available.

Wednesday, 13 November 2019

Christmas Credit Plan for Google Pixel 3A - $14.83 PM Interest Free Credit Payable over 24 Months

Christmas is only 37 Days Away and the best deals are starting to appear! Ho Ho Ho...

One of the most desirable tech products this year will be the Google Pixel 3A Cell phone. The demand for this cell phone has been crazy, Google is struggling to keep up with the demand. This cutting-edge piece of technology has received rave reviews. Some experts are even saying it's better than the Samsung S10 and the iPhone 11. 

The retail price for the Google Pixel 3A cell phone is approximately $350 to $400. With Black Friday and Christmas fast approaching the deals will only get better and better.

Christmas Credit Plan for Google Pixel 3A

Why is the Google Pixel 3A so desirable? The price is what draws you to this product, the Pixel 3A is much cheaper than its counterpart, the iPhone 11 and Samsung S10 which retails between $900 and $1300. 

The technological features for the phones are very similar and in some instances the Google Pixel beats the iPhone and Samsung hands down in terms of picture quality and storage space. You also get 7 hours of usage from a 15 minute charge which is simply amazing. 

You also get access to the Android Ecosystem and millions of developers inventing Apps to make life better and easier. 

Google Finance Plan for Google Pixel 3A

You can buy the Google Pixel 3A phone for anything between $300 and $400 depending on the model. If you don't want to pay in one go you are more than welcome to spread the cost of the purchase using the Google Finance Plan which will give you the phone with no deposit and interest free credit over 24 months as long as you are approved for finance. 

From what I have heard from the grapevine the Google Fiance Plan is relative relaxed, especially during Christmas and Black Friday, you will also have tonnes of discounts during that time and you have the option to trade in your old phone to get more off your new phone. This is an ideal situation. Normally the payments for a $350 Google Pixel 3A phone will be $14.83 per month over 24 months. 

This is an absolutely stonking offer and you can save an absolute bundle because the Google Finance Plan is Interest Free. The Google Pixel 3A is also very competitively priced compared to its counterparts, the iPhone 11 and Samsung Galaxy S10. For more information about the Google Pixel 3A check out the following page on the Google Ecosystem.

Christmas Instalment Plan for Apple Watch Series 5 - Barclaycard Special Financing Offer

Ho Ho Ho...

42 Days remaining until Christmas day. Get Christmas Ready with an Apple Watch Series 5 which you can now get on the Apple Christmas Instalment Plan. 

Apple Watch Series 5 is set to become the hottest Christmas gift for Christmas 2019. Everybody loves the product and it has amazing features such as monitoring your heart-rate, keeping track of your workout and managing your finances. You can also get the App Store on your wrist too and download some of the latest Apps to help make life easier.

If you are looking to purchase the Apple Watch Series 5 your in luck because you can get the watch on with Barclaycard Special Finance which provides a very competitive Interest rate on your instalment plan.

Christmas Instalment Plan for Apple Watch Series 5

This promotional offer for the Apple Watch Series 5 under the Barclaycard Special Finance applies to all qualifying Apple purchases made at Apple.com, Apple Store locations of by calling 1-800-MY-APPLE.

You need to apple for the Barclaycard Special Finance and if your approved you must make your purchase within 30 days of obtaining the credit.

If you spend $999 or more of the Apple Series 5 Watch you will get an 18 months Barclaycard Special Finance Deal.

If you spend between $499 to $999 you will receive the 12 months Barclaycard Special Finance Deal.

When you make a purchase on the older models for less than $499 you will only receive the 6 months Barclaycard Special Fiance Deal.

To apply for the Barclaycard Special Finance Deal you just need to fill out a relatively short online application form which should take no longer than 10 minutes. The lending policy during Christmas is quite relaxed, as long as you've not missed a payment in the last 12 months you should be approved for credit.

Once you've got your credit card you can start spending on the Apple Store Online or at any physical locations. Just give Barclaycard a call to confirm you've been placed on the Barclaycard Special Finance Deal. You can apple here.

Tuesday, 12 November 2019

Nintendo Switch Interest Free Payment Plan - Christmas Black Friday Pay £12.50 Per Month for 12 Months

Only 42 days left until Christmas…

The Nintendo Switch is one of the most popular consoles and will be flying off the shelf this Christmas 2019. The Nintendo Switch retails between £290 to £350 depending on which Nintendo Switch Bundle you choose. 

Fortunately, you can spread the cost of buying a Switch using instalment plans which include Zero Percent Interest where you can pay between 12 – 24 months. Here are some of the offers you should definitely consider.

Nintendo Switch 0% Interest Free Finance

Always look for 0% interest when you make a purchase because you wont have to pay anything extra and you have the luxury of making smaller payments over time. 

If you can pick up a Nintendo Switch when there is a sale with 0% interest over 24 months you have bagged yourself a great deal and saved a lot of money on the item and interest cost saved.

AO.Com Interest Free Nintendo Switch Deal

AO are offering interest free credit on the Nintendo Switch. You can choose an instalment plan between 6 and 12 months and pay every month. The great thing is no deposit is required and they are pretty-loose when it comes to credit. 

AO can deliver your console the next day so you can have it tucked away for Christmas ready for your children’s eyes to light up. 

The only SNAG is AO.com require the purchase to be over £350 for the 12-month instalment plan so you must buy a bundle with controllers and games. 

For the 6-month interest free plan to kick in you must spend £200 overall.

Argos Interest Free Credit Nintendo Switch Deals

Argos is hitting back with their own interest free credit deal for up to 12 months. The great thing about the Argos Deal is you can pay it back whenever you want if it’s within the timeframe of 12 months. 

You are not required to make 12 equal payments and you can pay it all off one day before the due date. If you can’t make the payment on the due date the interest is bumped up to 29.9% APR (Expensive!)

To take advantage of this offer you will need to apply for the Argos Credit Card which you can do online, they have pretty loose credit so the chances of being accepted is very high. 

You can make the application for the credit card when you go to the checkout page for the Nintendo Switch.

Game Interest Free Nintendo Switch Deals

One of my favourite deals is through Game.com. If you have PayPal you can use PayPal Credit it make the purchase. 

The only SNAG is they only offer a 4-month instalment plan but on the plus side the price only has to be over £99 which make the Nintendo Switch Light Eligible. PayPal credit is pretty loose so even if you have bad credit you might still be accepted.

Music Magpie Nintendo Switch Interest Free Deals

If you want to save some money this Christmas look no further than Music Magpie! This is a exclusive retailer that specialises in second-hand refurbished goods. The products are checked rigorously and are in pretty good nick. 

Music Magpie can offer you a refurbished Nintendo Switch Console at zero percent interest and they have a pretty relaxed credit application process. So even if you have bad credit there is a good chance you’ll be accepted especially during the Christmas Period. 

Your order will have to be over £99 and you can only use the PayPal credit facility which is available over 4 months. If you do decide to purchase a £99 Switch Light you only have to pay £25 per month over 4 months.

Buy Now Pay Later Finance for Nintendo Switch

If you want even more flexibility you should consider Buy Now Pay Later Finance. Retailers will offer you a Nintendo Switch whereby you don’t have to pay a deposit and can pay the full balance at your earliest convenience if it’s within the offer period. 

Buy Now Pay Later is offered through Argos, AO.com Game, Music Magpie and eBay. Check out their terms and condition if you want even more flexibility. Be careful to make a not of the latest date you need to make the payment otherwise you will be charged the Standard Variable Rate which is usually 29.9% APR.

Pay Weekly Finance for Nintendo Switch

Bright House and Argos offer a pay weekly finance plan but they do charge interest. If you prefer to make weekly payments this plan is for you. 

Beware of high interest charges, typically Bright House charges 99.9% APR for their Pay Fortnightly or Pay Weekly Plans. These plans are very easy to get approved for and they welcome people with bad credit too.

Nintendo Switch Bad Credit Finance

What about a poor credit history? Missing payments can lead to an adverse credit report. Some of the retailers mentioned above are unlikely to approve you of credit even though they have relatively loose credit approval process. 

There is a company called Lintronics.UK which offers credit to people with poor credit scores and the great thing is they offer 0% APR and boast they offer credit to 96% of their customers. This is a company you should check out if you want to buy a Nintendo Switch and are worried about your credit score.

Christmas Instalment Plan for Samsung Galaxy S10 - $16,67 Per Month Interest Free

Christmas is just 44 days away and the Samsung Galaxy S10 will be one of the best selling cell phones during the festive period. If you're looking to treat someone to a Samsung Galaxy S10 or want to treat yourself this Christmas you can choose the Christmas Instalment Plan from Samsung. 

Instalment Plan for Samsung Galaxy S10

Samsung are offering the Samsung Galaxy S10, the Galaxy S10e, the Galaxy S10+ and the Galaxy S10 5G.

You can get all the phones mentioned above unlocked or you can pick your own carrier. The carriers available include Verizon, AT&T, T-Mobile, Sprint, & US Cellular. The cell phones are available in different capacities which include 128GB, 256GB, 512GB, and last but not least the 1TB.

There are 6 colours you can choose from and all are readily available. You also have the opportunity to save $350 by trading in an older device. 

You can also choose to save $250 on the new unlocked S5E when purchased with an unlocked Galaxy S10.

Example of Samsung Finance for Samsung Galaxy S10

The Samsung Galaxy S10 officially retails at $749.99. This is the lowest price you can get unlocked without any significant defects and guaranteed quality. You can receive a trade in discount of $350, this brings the price down to $399.

Samsung are offering 24 months Interest Free Credit so if you pay off in 24 months all you have to pay monthly is £16.67. This is the BEST deal Samsung are offering and you won't find a better deal elsewhere which assures quality.

  • Trade in and save $350
  • Free shipping available
  • Earn 1% back in rewards

More Places to Purchase the Samsung Galaxy S10

If this offer is unavailable you should also check out the following places where you can pickup a Samsung Galaxy S10 for around $750. 

Thursday, 7 November 2019

Carter's - Get 50% OFF on Baby Clothing - Hurry While Offer Lasts

The Millionaires Giving Money Blog is all about helping low-income families with their finances. From 2011 to 2019, we have been helping families with low income find more money and offering advice on how to raise money online.

One way I thought I could help was by sharing any coupons or voucher codes that I find with the community. Whenever I find voucher codes or coupons that may be useful to low-income families I will post them on this blog. I sincerely hope you find it useful.

Carter's - Get 50% OFF on Baby Clothing

This is a FANTASTIC offer from Carter's Online Store. This is a offer you should take full advantage of because it won't last forever (When it's GONE it's Gone), you must hurry while this offer is available as it's a very popular offer and 50% off Carter's Online doesn't happen everyday!

If you're struggling to make ends meet the first thing to go are premium items for your children. Fortunately, this offer from Carter's Online Store will help you buy essential items for less.

Carter's Online Store is offering up to 50% OFF on selected products when you shop online, All you have to do is head on over to Carter's Online Store and browse on the following LINK.

This is a very popular offer and won't last forever. This offer is based on a first come first served basis so you need to hurry, get your skates on!

Feel free to share this offer with other people who want to pamper themselves, as I always like to say - Share the Love.

If this offer has expired, don't worry. I'm always on the lookout for new and exciting new offers, so watch this space.

If you have any comments or questions, please leave them in the comments section below.

I hope you enjoy your freebie!


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