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Monday, 6 July 2015

I Need Help With Rent Money - Rental Assistance Programs for Low Income Households


Rental assistance is available from the Government if you need help paying rent. If you’re struggling to make ends meet because you’re on a very low income or have a large household to support then there are several rental assistance programs available from the Government. 

Start by creating a budget to see if you can save any money by cutting back on non essential spending. See if you can generate extra money which can go towards your rent. Your aim is to streamline your finances in an attempt to make ends meet. If you’re still struggling then all the options are listed below. Whenever I needed help paying my rent in the past I always looked for Government programs which could help me.

Feel free to share this information with other people who might find it beneficial. Also leave a comment at the bottom as it’s always nice to hear from readers. Be sure to check out the following posts which share ideas and strategies to make money quickly and legally. You can supplement your income significantly by implementing some of these quick money making ideas.





Need Help Paying My Rent

Privately Owned Subsidized Housing

The US Housing & Urban Development Department helps owners of apartments offer reduced rents to tenants. This is a great program if you need help with rent. If you’re living in an apartment and paying full rent you should ask your landlord if they are willing to accept subsidies from the Government. If the landlord refuses you can search for a for a subsidized apartment below. Search for a Subsidized Apartment



The Government also offers public housing and affordable apartments for large low income household and to people with disabilities. The public housing schemes are managed by the Government so you can count on the rent being really low. If you need help paying the rent this month all you have to do is check to see if you’re eligible and then contact the Public Housing Agency below. Public Housing Agency


I Need Help Paying My Rent

Section 8 Housing Choice Voucher Program

You can also find your own place if you want. You can then use the Housing Choice Voucher Program usually referred to as Section 8 which can be used to pay all or half of the rent. You can apply for the Section 8 Housing Choice Voucher Program on the following link Section 8 Housing Choice Voucher Program

TIP: The Section 8 Housing Voucher Program offers flexibility when you need help paying rent. You can choose the location and apartment and then use the voucher for subsidizing the rent. One mistake renters make on this program is to rent an apartment which they cannot afford even with the vouchers. It's important to fill out an income and expenses statement and work out how much you can allocate towards your rent. You can then add the voucher to that figure to find out what your rental budget is for the month and then pick an apartment accordingly. 

Need Help Paying My Rent

Find Rental Help in Your State

If you’re not looking for rental assistance and want to find affordable rentals for low income households or people with disabilities then there are state based programs. On the bookmark below you’ll be able to affordable rentals where you can get help towards your utility bills and other expenses.State by State Rental Assistance  

Need Help Dealing With Landlord

If you’re having problems with your land lord you should call the Housing Counselling agency which is bookmarked below. This agency will guide you on how to deal with unscrupulous landlords who want to take advantage by offering substandard housing and extortionate rents. You should also be aware of your rights as a tenant and all the protection offered in your state.
Fair Housing Rights and Regulations
Laws Regulations and Tenants Rights
Rental Assistance Demonstrations 



I Need Help With Rent Money

If you need help with rent money then you should consider all the rental programs available from the Government to help make the rental payments. You should also check out the resources to help pay bills by visiting the USA.Gov website. You should also inquire about programs such as Food Stamps offered by SNAP (Supplemental Nutrition Assistance Program) and Energy Assistance Programs from LIHEAP (Low Income Home Energy Assistance Program). You should also find local charities to help with rent along with churches that help with rent problems. If you need help with rent money there is a program which can help you.

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Wednesday, 1 July 2015

Contact Details of Millionaires Giving Money Away

Contact Details of Millionaires Giving Money Away


I'm always receiving emails from The Millionaires Giving Money Blog readers asking for contact details for Millionaires who give money away. I thought I would build a comprehensive contacts database of philanthropists who help people in need. Millionaires, Billionaires and Philanthropists are all around us and they are willing to help people through their charitable foundations. If you are experiencing hardship and need help with money you can contact these rich people direct or go through their charitable foundation to find charities which they support.

If you're looking for ways to supplement your income then check out the following posts on making money. All these strategies are legal ways to make money quickly.

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Contact Details of Millionaires Giving Money 

Carl
Icahn
Steve
Bing
Sara
Blakely
Arthur
Blank
Laura and John Arnold
Edgar M.
Bronfman
Sue Ann
Arnall
Joyce & Bill
Cummings
Ray and Barbara
Dalio
John Paul
DeJoria
Barry
Diller 
Ann and John
Doerr
Glenn and Eva
Dubin
Larry
Ellison
Judy
Faulkner
Charles F.
Feeney
Andrew and Nicola
Forrest
Ted
Forstmann
Phillip and Patricia
Frost
Bill and Karen
Ackman
Dan and Jennifer
Gilbert
Ann Gloag OBE
Dave Goldberg

Sheryl Sandberg
David and Barbara
Green
Jeff & Mei Sze-Greene
Harold Grinspoon and Diane Troderman
Gordon and Llura
Gund
Harold
Hamm
Reed Hastings and
Patty Quillin
Lyda
Hill
Barron
Hilton
Christopher
Hohn
Elie and Susy
Horn
Jon and Karen
Huntsman
Dr Mo
Ibrahim
Manoj
Bhargava
Joan and Irwin
Jacobs
John W. Jordan II "Jay"
George B.
Kaiser
Brad and Kim
Keywell
Vinod and Neeru
Khosla
Sidney
Kimmel
Rich and Nancy
Kinder
Beth and Seth
Klarman
Elaine and Ken
Langone
Liz and Eric
Lefkofsky
Gerry and Marguerite
Lenfest
Peter B.
Lewis
(d. 2013)
Lorry I.
Lokey
George Lucas and Mellody Hobson
Duncan and Nancy
MacMillan
Alfred E.
Mann
Joe and Rika
Mansueto
Bernie and Billi
Marcus
Richard Edwin and Nancy Peery Marriott
Strive and Tsitsi
Masiyiwa
Craig and Susan
McCaw
Red and Charline
McCombs
Michael and Lori
Milken
Yuri
Milner
George P.
Mitchell
(d. 2013)
Thomas S.
Monaghan
Gordon and Betty
Moore
Tashia and John
Morgridge
Michael Moritz and
Harriet Heyman
Dustin Moskovitz and
Cari Tuna
Patrice and Precious
Motsepe
Elon
Musk
Arif
Naqvi
Jonathan M.
Nelson
Pierre and Pam
Omidyar
Natalie and Paul
Orfalea
Bernard and Barbro
Osher
Bob and Renee
Parsons
Ronald O.
Perelman
Jorge M. and
Darlene Perez
Peter G.
Peterson
T. Boone
Pickens
Victor
Pinchuk
Hasso
Plattner
Vladimir Potanin
Azim
Premji
Julian H.
Robertson, Jr.
Nicolas
Berggruen
Edward W. and
Deedie Potter Rose
Stephen M.
Ross
David M.
Rubenstein
David
Sainsbury
John and Ginger
Sall
Henry and Susan
Samueli
Herb and Marion
Sandler
Denny
Sanford
Vicki and Roger
Sant
Lynn
Schusterman
Ruth and Bill
Scott
Walter
Scott, Jr.
Tom and Cindy
Secunda
Craig Silverstein and Mary Obelnicki
Annette and
Harold
Simmons
Jim and Marilyn
Simons
Paul E.
Singer
Jeff
Skoll
John A. and Susan Sobrato, John Michael Sobrato
Michele and Patrick
Soon-Shiong
Ted and Vada
Stanley
Mark and Mary
Stevens
Tom Steyer and
Kat Taylor
Jim and Virginia Stowers
Dato' Sri DR Tahir
Vincent Tan Chee Yioun
Tad
Taube
Claire and
Leonard Tow
Ted
Turner
Albert Lee
Ueltschi
Hamdi
Ulukaya
Sunny and Sherly
Varkey
Dr. Romesh and
Kathleen Wadhwani
Sanford and Joan
Weill
Shelby
White
Sir Ian
Wood
Hansjörg Wyss
Samuel
Yin
Charles Zegar and Merryl Snow Zegar
Lord Ashcroft

Bill & Melinda Gates Contact Details


Bill & Melinda Gates Contact Details 


How do I contact Bill Gates for money?  


Bill Gates along with his wife Melinda are founders of the Bill & Melinda Gates Foundation which is one of the largest Foundation in the world today. The Charitable Foundation assists people all around the world and offers generous givings in North America too. If you're struggling with money and are in financial despair then you could try contacting the Bill & Melinda Gates Foundation for money. 


 
Bill Gates is a member of the Giving Pledge. Bill has agreed to give away more that half of his ENTIRE wealth to help people in hardship all around the world. Many other millionaires such as Warren Buffett, George Kiaser and Mark Zuckerberg have all followed. Bill Gates has an estimated net worth of over $65 billion and has pledged to give away over $28 billion to help people in need. 
  

How Do I Contact Bill Gates For Money 

  
If you really do have a absolute genuine need then you can contact Bill & Melinda Gates Foundation for help. The foundation has the belief that every life has equal value, the Bill & Melinda Gates foundation works to help all people lead healthy and productive lives. 
  

Contact Email Details for the Bill & Melinda Gates Foundation 

  
Main Office 
500 Fifth Avenue North 
Seattle, WA 98109 
Telephone: 206-709-3100 

Check out the following I Need Money Post If you're looking to supplement your income. All these ideas and strategies to make money fast are legal and legitimate ways to multiply your income stream. CHECK THEM OUT TODAY





  



Tuesday, 26 May 2015

Tips for Students from Low Income Families to Fund Their Education

While the importance of education cannot be understated, and its benefits have been well documented, the ever increasing tuition fee is making it more and more difficult for students from low income families to be able to afford college and higher education.

College fee should not be something we should have to worry over; education should be a basic human right that everyone has access to. While this basic right is understood, and there are even ways that students from low income families can study in spite of not being able to afford the ridiculously high fee, they are not always aware of those means and end up either taking loans, if they are lucky, or unlucky if I may say, to get one, which they keep repaying the rest of their lives, or simply letting go of their college dream. They lack the guidance and support.



Most of the time the brighter students do not even apply to the better colleges and universities since they feel that it is of no use if they cannot even pay for it even though if they manage to get financial aid they may have to pay less than what they would have to at a common college. Therefore, a big gap exists in the educational achievement between students from low income families and those belonging to rich families.

There may be times when students are unable to qualify for loans and grants even though they may really be needy. Colleges should look after such students. One such example of a college trying to help out needy students is Stanford University that has announced a waiving of tuition for all students whose parents have a less than $125,000 annual income, and a waiving of tuition as well as room and board fee for those with a less than $65,000 annual income.
This is a great help to those who are unable to attend college due to money issues in spite of being qualified to. Although Stanford has waived the tuition fee for lower income students, it does require them to make some sort of an annual contribution in the form of $5,000 for college expenses. This, in my opinion, is a good initiative as it would teach the students that not everything is free and if they want something they have to make some kind of an effort toward it. It reminds them that independence is expensive. Similarly, Harvard and Princeton also have fee waiver policy for students whose parents have an annual income of below a certain amount.

Financial aid is available for certain students meeting the required qualification. There are three basic ways that financial aid is provided: in the form of loans and gift aid in the form of scholarships and grants.

“Free Money” options


Gift aid is given in the form of scholarships and grants. Some colleges provide merit based financial aid in the form of scholarships, that is, it depends on how well you have been performing at the various areas of academics or athletics. Or maybe because you belong to a particular background, such as having a military family or parents working at a particular company.

Grants are need-based gift money. Those belonging to a low income family can apply for grants after which they are assessed to make sure they qualify. For instance, as discussed above, Stanford University provides grants for students whose parents have an annual income less than $125,000. This is an example of a grant offered from the university itself. Mostly grants come from government agencies so no credit check is required when you apply. While bad credit and low income will possibly stand in your way when applying for loans, such is not the case with publicly funded government grants which are even granted to those with no credit.

One such option is the Free Application for Federal Student Aid (FAFSA) through which you are provided with the most access to financial aid for college tuition. There are four common grants that you can apply for.

Pell Grant: this is for the undergraduate students still enrolled in their bachelor’s degree.

TEACH Grants: TEACH stands for the Teacher Education Assistance for College and Higher Education Grant. This type of grant applies to students pursuing a teaching career and intending to teach at a low income school. In case the student does not end up teaching, he/she will be required to pay back the grant as it will then be considered a loan.

Iran & Afghanistan Service Grants: this applies for students whose parents or guardians died performing military duties after September 11, 2001.

Federal Supplemental Educational Opportunity Grant (FSEOG): this is an option for undergraduate students having extraordinary financial needs.

To start you simply need to submit a FAFSA and from there your college will work on the amount you can receive as a grant.

Work-Study

The Federal Work-Study Program is for financially needy students. Through the program students are able to find work and can earn money to be able to afford their college expenses. While this money may not be available for you right at the beginning for your tuition, it will definitely help you out later on during the semester when other college expenses would probably keep increasing and burning a hole in your pocket.

Federal/Institutional Aid


Federal student loans include Perkins, Stafford and PLUS. A good thing about federal student loans is that they offer a very low interest rate. Besides, in case borrowers have trouble with repayments, they are given certain options to help reduce or suspend their payments.

Do not simply give up on your college dream just because of the tuition fee. Apply everywhere you want to and search for various scholarships and grants, through the government, respective college, and otherwise as well. There are several options out there and all you need to do is look. Chances are that they are also just looking for students whose education they would like to fund.

Author Bio: Miss Batool Ali is a passionate blogger who loves to write on the topics related to Money Management and Loan Forgiveness.

 

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