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Showing posts with label Help With Food. Show all posts
Showing posts with label Help With Food. Show all posts

Wednesday, 27 December 2017

Samples of Raspberry Jam 2018 - Help with Food for Low Income Families

The Millionaires Giving Money Blog is all about helping low-income families with their finances. Since 2011 to 2018, we have been helping families with low income find more money and offering advice on how to raise money online.

One way I thought I could help was by sharing any coupons or voucher codes that I find with the community. Whenever I find voucher codes or coupons that may be useful to low-income families I will post them on this blog. I sincerely hope you find it useful.




Samples of Raspberry Jam 2018

Help with food for low income families.

This is a fantastic offer from Appleseed Food Frontiers.

Appleseed Food Frontiers is offering samples of Raspberry Jam for a limited time only.

This is a fantastic Raspberry Jam and can be used a few times. If you are on a low income small things like this can make a big difference.

To take advantage of the free samples all you need to do is head on over to Appleseed Food Frontiers website and fill out the small form on the following LINK.

This is a very popular sample so it will run out quickly, so hurry.

Feel free to share this offer with more people who need help with food.

If this offer has expired, don't worry. I am always on the lookout for these offers so watch this space.

I really hope you enjoy these products.

My Kindest Regards  


Monday, 23 January 2017

I Need Help Buying Food for My Family

I need help buying food is a frequently asked question on the Millionaires Giving Money Blog. If you're facing financial difficulty buying food for your family then this guide will help you to reduce your food bills, eat better food. This guide will also look at all the programs available for low-income families and individuals as well as hunger programs in the USA that will help you feed your family for free. 

This will be a very comprehensive guide which I will constantly add to help as many people as I can, I've experienced hunger myself and I know how unpleasant it can feel (I seriously sympathize); please bookmark this article and forward it to as many people experiencing hunger, leave a comment if you know of any tips or programs that can help people experience food poverty. 

#1: Budget Your Money Better


Effective budgeting can make your grocery bill much more manageable, sometimes people are surprised to find out how much they spend on a particular area in their life. If you need help with food then smart budgeting is essential to curb your spending on groceries. When I was facing difficulties feeding my family I started budgeting, to my absolute horror I found that I was spending more money on entertainment and hobbies that I was on food. 
Budgeting will help you to get things into perspective and will help you prioritize what is most important which is to feed your family healthy and nutritious food. You should create your income and expenses statement so that you can see where all your money is going, you might be surprised. The most important exercise is to try to cut needless spending and then use that money for the things that matter like feeding your family.


#2: Get Groceries for Cheap Using Coupons and Vouchers


Another great way to stretch the amount you can buy is with coupons and special offers. You can get groceries for cheap using these strategies. When I need help with food the first thing I did was to downscale on the food supermarket I use and go to a budget supermarket, this helped me to drastically reduce my food bills. 

I also looked for coupons on the internet on the foods I needed and every time I found something it was like finding free money, I also looked at supermarket comparison sites to find half price offers or buy one get one free. The bottom line was I always looked for a cheaper alternative or ways I could cut the cost of buying foods. A search on the internet will reveal excellent sites which offer advice to people who want to stretch their money using special offers and coupons.


#3: Learn to Love Leftovers


One of the best ways of Feeding Hunger is to learn to love leftovers. If everyone embraced and shared their leftovers no one would need help with food. When I need help with food the first thing I do is embrace leftovers and make meals stretch as far as possible. This is a great strategy to help with food and bills! Make your food last as long as possible, learn to make your energy last as long as possible. Small changes to make the best of resources will help to save you money so you can allocate more money towards food.

For me personally, there were times when we chucked everything that we didn't want to eat when I look back I think to myself what a waste of money, throwing food away was like throwing money away. What really helped with lowering our food bill was cooking less food and leaving leftovers for another day. If you're struggling with your food bill I would urge you to take this challenge and cook less food and lower your portion size, if you find that you're chucking away 1/3 of your food then cook a third less, instead of cooking 7 days worth of meals cook only 5 days and then use the leftovers for days 6 and 7. 

#4: Find Inexpensive Food Items


Whenever I need help with money I find inexpensive food items to slash my grocery bills. This is like taking groceries for cheap to the next level. This tip was mentioned quickly on #1 but deserves more attention, if you're struggling with your food bills you need to downshift a brand, rather than buying Coca Cola you need to buy budget cola, rather than buying Branded chocolate you need to switch to generic brands. If you can do this with every item you buy you can slash your bill by half! Take the challenge for a month, make the switch and then see how much you save, also see if you notice a big difference.


#5: Apply for Food Stamps Help


You can get help from the government by applying for food stamps. Food Stamps help low-income families and individuals who are experiencing hunger. Whenever I need help with food I look for government programs that help low-income families and individuals. If I need financial help I also turn to the government who offer welfare benefits to get you back on your feet. You can apply for food stamps if you're experiencing hunger and have no income or savings. If you're on a very low income or have lost your job, are facing financial despair, disaster or crisis then you might be eligible for food stamps from the Government. The Supplemental Nutrition Assistance Program helps people to feed their families, the public assistance comes in the form of vouchers which can be redeemed for food at stores that accept the vouchers. This program is invaluable for those who are having difficulties and you should apply right now if you're in this position, swallow your pride and get help. You can apply for help from the USDA Food & Nutrition Service.

#6: Emergency Food Help From Food Banks

Another option that you could explore is food banks, these programs are for families and individuals who have nowhere to turn to and need immediate assistance. These food banks are sometimes also referred to as Emergency Food Help programs dedicated to helping people overcome hunger. Food banks are spread all across America and are one of the greatest programs available in the world today. Being hungry feels terrible seeing your family experience hunger is even worse, these nonprofit organizations helps people all across America with food. I have bookmarked as many Food Bank Programs that I could find, I will add more as and when I find them. 

If you know anyone who is experiencing hunger then forward this guide to them, if you know more hunger food banks then leave a comment below for people to share. You should also do some research on the internet to find churches that help with food. Go to Google Maps and then find all the churches in your area and contact them individually to inquire about churches that help with food. Nearly all churches have a program to help hungry people. Search for the following if you need emergency food help.


Search 1: Feeding America Food Banks
Search 2: North Carolina Feeding America Food Banks
Search 3: Food Pantries America Food Banks


#7: Grow Your Own Food


If you've got a garden you have to grow your own food or at least try, if you can become a better gardener every year then the less you'll have to spend on your grocery. When I was experiencing hardship my garden became a respite from the depression of not having money, I grew tomatoes, potatoes, apples, pears, plums and used every inch of my garden to get some food, leaving a patch empty was like saying no to money. If you've got a garden start growing things and see how much you can save, start small and then build your produce. If you're thinking about where to get help with food always consider your garden or allotment because it could contribute towards 50% of your food requirements which is just amazing.


#8: Eat Less


If you're overweight then try to eat less, if you've been putting off that diet or are thinking about losing some pounds from around the waist then do it now. Buy less food and start your diet, if you eat less you'll lose weight and have enough money to feed your family, stop spending on takeouts, on expensive beverages and foods with high fat and sugars, replace them with cheaper healthier alternatives, if you can lose weight, save money and become healthy in one go then your life will improve in three dimensions.


#9: Buy Low GI Foods 


The reason I ate too frequently was because I was eating foods high in fat and sugars, this habit was also picked up by my children, the high from the taste of fat, sugar wore off quickly so we visited the fridge more often which increased our food bills. By switching to foods with low GI I was able to feel fuller for longer, foods like Weetabix mixed Low Fat Yogurt and fruits. The less we ate the less we spent on food so our food bill became more manageable. 

I  Need Financial Help


If you're desperate and have nowhere to turn to and need urgent financial assistance you should visit the USA.Gov website to find financial help from the Government. You could get help with mortgage assistance programs, military financial assistance, financial help for self-employed, and financial assistance for pensioners. All these programs are designed for people who need financial help.

I Need Help Buying Food Summary




If you need help buying food for your family then try some of the tips mentioned above, the more attention you put into the advice the more money you could save which will help you to put healthy nourishing food on the table for your family. Please feel free to comment and add more tips to this guide, the more tips there are the more people we can help. Also please forward this guide to anyone who is experiencing hunger, by using social media sites like Twitter, Facebook, and G+ we can reach a much wider audience. I really hope this guide helps. Be sure to read my other Millionaires Giving Money guides if you need financial help, these guides will help you save and make money in every area of your life.

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Thursday, 5 January 2017

Free Money from Rich People 2020

Getting free money from rich people is realistic if you have a genuine need. A year ago I wrote a post on how people experiencing hardship could get free money. I thought I would do the same this year. This post will have all the resources that you need to get free money from Government, Free money from charities and free money from rich people. I have organized the information so it’s easier to find all the helpful resources. Be sure to bookmark this post and share it with people who might be experiencing hardship. Finally, if you've found any of this information helpful then leave a comment below as it’s always nice to hear from people who have benefited from the information.


Free Money from Millionaires, Billionaires & Celebrities

Millionaires, Billionaires, and celebrities give financial assistance if you have a genuine need. If the Government or charitable organizations can't help then there's a good chance that you could get free money from rich people. I have bookmarked a selection of post which have helped many individuals and families get financial assistance from these wealthy people.

How do I Ask Oprah for Money
Free Money from Rich People
Millionaires Who Give Money for Free



Get Money from Rich People

Philanthropists, billionaires, and millionaires giving money are all around us. These amazing people have pledged to give a large proportion of their net wealth to help people in need. The reason why the majority of requests for money get turned down is because people use the wrong approach. They use dialogue such as I want to get rich please help and how can I get rich with no money. Using dialogue like the ones underlined is a put-off for millionaires giving money and you're unlikely to get help. 


How to Ask Rich People for Money

The first step is understanding and reflecting on your needs. Do you really need help from millionaires giving money? do you really need free money from rich people? Have you tried asking friends and family for help and are you eligible for financial assistance? If after answering all these questions you believe you need help from rich people you can try asking for help.

The best way to reach out to billionaires, celebrities, philanthropists and millionaires giving money is through their charitable foundation. You can find contact details of millionaires and you could send a speculative email or letter but the chances of getting a response are small. You should understand your own needs and then find a charitable foundation which offers programs to help you overcome your present circumstances. For example, if you were experiencing financial hardship you could ask for help from the Jon Bon Jovi Soul Foundation. Suppose you wanted to further your education you could contact the Bill & Melinda Gates Foundation as well as the George Lucas Edutopia Foundation. There are thousands of organization offering free money to help people progress. Remember this is not a getting rich scheme 


People That Give Money to People in Need

I have compiled a few profiles of billionaires, philanthropists, and millionaires giving money below. These generous individuals are the people that give money to people in need. You can start by researching these wealthy billionaires and then looking at their charitable organizations to find programs that will help you progress.


Bill Gates Giving Money

Reaching out to Bill Gates is a great way to get free money from rich people. To date, he has donated over $28 Billion to help people all around the world. In the Giving Pledge Bill Gates has agreed to give away more than half of his wealth to help people in need. Bill Gates has generously given to Harvard's computer science department, libraries, pilot high schools and local charities in Seattle. You can contact Bill Gates through the Bill & Melinda Gates foundation. You will find the contact details below.

The Bill & Melinda Gates Foundation
East Coast Office
PO Box 6176
Ben Franklin Station
Washington DC 20044
Telephone: (202) 662-8130
Email: info@gatesfoundation.org 


Warren Buffett Giving Money

Warren Buffett has donated over $17 Billion and has a net worth of $46 billion. The billionaire stock market guru has pledged to give away nearly 99% of his wealth to help people all over the world. If you're thinking about free money from rich people you need to consider Warren Buffett. Warren has pledged to contribute $30 billion over 20 years to the Gates Foundation. 

Buffett has also contributed to his late wife's organisation which is the Susan Thomson Buffett Foundation. After teaming up with Bill Gates to create the Giving Pledge the duo have signed up more than 92 philanthropists, billionaires and millionaires giving money away. All these rich people have agreed to give away at least half of their fortune to help people in need. You can contact Warren Buffett through the Gates Foundation or the Susan Thomson Buffett Foundation which is given below.

The Susan Thompson Buffett Foundation
222 Kiewit Plaza Omaha
Nebraska 68131
Telephone: (402) 943-1383


Free Money from the Government

The first place that you should go to for financial assistance is the Government. The Government offers assistance for difficult times and if you're eligible you could get benefits such as Food Stamps, help with child care, help with paying rent, mortgage assistance and much more. On the bookmarks below you'll find a definitive list of all the help that's available from the Government, I have also bookmarked how to find unclaimed money from the Government.

Financial Assistance from the Government
Find Unclaimed Money from the Government 
Definitive Guide to Getting Federal Help


Free Money from Charitable Organizations

You should also turn to foundations and charities for help if you need money. Many charities and foundation offer urgent assistance to individuals and families facing hardship especially if you are in need of money now. If you've experienced a disaster, need medical assistance, help with homelessness then you should as all the organizations listed below for help. If you have a genuine need then there is a good chance you'll get help.

Top 100 Foundations that Help Needy Families
Best Foundations that Give Grants to Individuals
Foundations that Support People with Disabilities


Free Computers for Low Income Families

Free computers are available for low income families. If you're income falls below the Federal Poverty line there are programs that help you to get free computers, laptops and internet connection. Having a computer is vital and can help to make your life easier, you can also look for opportunities to progress. I have bookmarked below posts which explain how to get free laptops and computers for low income families.

Free Computers for Low Income Families


Free Gas & Vehicles for Low Income Families

If you need help with transportation you should read the guides below. These guides explain where you can get free cars and free gas for your cars. If you need a car urgently and are on a low income there is a good chance you'll be approved.

Free Cars for Low Income Families


I Need Money Now

If you're prepared to hustle and need to make money fast then take a look at the guides below. The bookmarks below explain how to generate money really fast when you're experiencing hardship.

1. I Need 100 Dollars Right Now What Can I Do?
2. I Need 200 Dollars Right Now What Can I Do?
3. I Need 1000 Dollars Right Now What Can I Do?
4. I Need 2000 Dollars Right Now What Can I DO?
5. I Need 5000 Dollars Right Now What Can I Do?


Free Money from Rich People


This is the definitive guide to finding free money. I am constantly on the lookout to help people who need financial assistance and will be sure to add content here which will help people. Please bookmark this page and share it on Social Media sites below so it can reach and help other people. Also feel free to leave a comment if this post has been helpful as it's always nice to receive positive feedback. Remember free money from rich people is available but only to people who have a genuine need. Also the best way to contact millionaires giving money is through their charitable. I really hope this information helps people who are experiencing financial hardship. 


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Monday, 18 August 2014

Best Payday Loan USA 2014: 3 of 10: FaxFreeCash.com

This Post is the third Part of the 10 Part Mini Series where I look at the best payday loan companies in the USA (United States). Some of the most frequent questions I get asked on the Millionaires Giving Money Blog is (1) Where can I get an online payday loan? and, (2) What is the highest rated payday loans company? I have responding to a handful of these emails and was inspired to write a series of post reviewing the 10 best payday loans lenders in the United States. In this post I will be reviewing FaxFreeCash.com which is a credit broker and not a direct payday lender. Before you take out any kind of short term loan it is important to determine whether you can afford to make the repayment on the specified date otherwise you risk the loan amount spiralling out of control. So now without further ado here is the review on FaxFreeCash.com.

Best Payday Loans: FaxFreeCash.com


Key Features of a Typical Payday Loan


The maximum short term loan offered by FaxFreeCash.com is $1000. New borrowers might be eligible for less and existing customers who have a proven track record to repay loans will be able to apply for the full amount. The annual percentage rate (APR) varies between 384% and 789% because FaxFreeCash.com has a panel of lenders which is searches to find the best deal for the borrower. This instant payday loans company is not a direct payday lender and has a panel of payday loans companies which it searches to find the most competitive short term loan. The cost of borrowing $100 varies between $10 and $30 depending on the lender used. There are 46 states in which this company operates, the non participating states include AZ, AR, GA, and NC.

Application Process for FaxFreeCash.com


The application process for a FaxFreeCash.com loan is very simple and can be completed online or via the phone. The approval timeframe is 90 seconds which means you can find out if you’re eligible for a loan in less than 2 minutes. The waiting frame for the next loan is the same day you pay off your existing loan. You can have the proceeds of your short term loan deposited direct to your checking account and can opt for same day or next day deposit depending on the lender that is used from the panel. You can also apply and be approved over the phone.
Repayment Information for the Payday Loan Lenders

The maximum term of the loan varies and because there is a wide variety of payday lenders on the panel. You can choose to have your loan on automatic withdrawal from your bank account which means that you won’t have to worry about missing a payment. You can apply for payment extension however there may be extra charges and interest added. You can roll your loan over however this is not recommended as the loan amount will increase through additional charges and loans depending on the lender that is used. Another great feature is you can pay off the loan early without incurring any charges.

Customer Service for FaxFreeCash.com


The customer service for FaxFreeCash.com is very good however it is not as good as 100 Day Loans and Net Loan USA. FaxFreeCash.com offers service via email/web, telephone and FAQs however it does not have any live chat facility which lets the pay day loan broker down.
Requirements to Apply for a FaxFreeCash.com Instant Payday Loan

There is no minimum monthly income which is required to apply for the payday advance loan online and current income requirements vary from lender to lender. You will need to have a valid checking account and a reliable pay check schedule as well as an email address and social security number. You will have to be over the age of 18 and will need a driver license and photo ID. 

FaxFreeCash.com do not undertake any credit checks however the direct payday loan lenders might undertake their own checks before they approve the loan. Another great feature is you do not need to fax any documents over and you will not be disqualified for being bankrupt.

Best Payday Loan Companies FaxFreeCash.com


FaxFreeCash.com was founded in 2005 in the state of Arizona and has been offering borrowers short term loans even since. It has a variety lenders in its panel which means that borrowers can just fill out one application form and then FaxFreeCash.com find the best lender with the most competitive rate. You will not be charged to use the service and 

FaxFreeCash.com is compensated through the direct payday lenders through commission and fees. FaxFreeCash.com is one of the highest rated payday loans company as well as the best payday loans company because it offers the most competitive rate with the least hassle.

Thursday, 14 August 2014

Best Payday Loan USA 2014: 2 of 10: NetLoanUSA.com Review


This Post is the second instalment in the 10 Part Mini Series where I look at the Best Payday Loan companies in the United States (USA). Some of the questions I get asked the most by the Millionaires Giving Money Community in USA is (1) where can I get an online payday loan? and, (2) What is the highest rated payday loans? After responding to some of these emails I decided to make a list of the top ten best payday loan lenders so borrowers could make better informed decisions. In this post I will be reviewing the Payday loan broker NetLoanUSA.com which is considered to be one of the trusted credit brokers in the USA.

Best Payday Loans: NetLoanUSA.com


Key Features of a Typical Payday Loan


The maximum loan amount that NetLoanUSA.com offers is $1000. As a new customer you may not be eligible to the full amount. Existing customers can slowly build their creditworthiness and then be eligible for the full amount. The cost of borrowing $100 varies between $10 and $30. 

The annual percentage rate (APR) varies between 384% and 789%. The reason for the variation in APR and cost of credit is because NetLoanUSA.com have a comprehensive panel of direct payday loan companies all offering different rates and products. 

There are 42 participating states which offer payday loans. The States in which these loans are prohibited include AZ, AR, GA and NC.

Application Process for NetLoanUSA.com


NetLoanUSA.com offers a very simple application process which makes it one of the best payday loan lenders. 95% of the application process is online and the approval timeframe is 90 seconds. The timeframe you have to wait to take out another loan is the same day. 

This means that once you’ve paid off your existing loan you can borrow another instant payday loan the very same day. Direct deposit to checking account is available once you’ve been approved for the loan. You can also opt for same day deposit often by paying a little extra however this varies from lender to lender. 

You can also be approved for the short term loan over the phone which makes it convenient for the less technology savvy borrower.

Repayment Information for the Payday Loan Lenders


The maximum term of the loan varies and you can choose long term and short term loan terms. You can also opt into automatic withdrawal repayment which means that your repayment will be taken direct from your bank account so you don’t have to worry about missing or delaying a payment. 

You can also apply for payment extension. If you cannot make the payment on time you can ask for an extension however this may involve more interest payment and charges. The interest payment and charges vary from lender to lender so it’s important you look at the small print before you agree to the loan. 

You can also roll your loan over however you will be liable for charges and more interest. There is no penalty for paying your loan off early.

Customer Service for NetLoanUSA.com Payday Loan Lenders


NetLoanUSA.com has an exceptional help and support customer service team. You can contact the credit broker via telephone, email, web form and live chat. You can also look through the extensive FAQs to find the answer to your question. NetLoanUSA.com places a lot of emphasis on providing world class customer service to attract new customer and keep existing customers happy.

Requirement to Apply for NetLoanUSA.com Instant Payday Loans


There are some key loan application requirements that must be present if you want to apply for an instant payday loan. You will need a valid checking bank account and a regular pay check schedule. You will also require a social security number and a valid email address. You must be aged 18 or over and have a valid driver license and photo ID. 

There is no need to have a minimum monthly income and the current income requirements vary from lender to lender. No credit checks will be done by NetLoanUSA.com however other direct payday lenders might do their own checks before they lend the money out. There is no need to fax documents over and there is no rule which disqualifies bankrupt and delinquent individuals.

Best Payday Loan Companies NetLoanUSA.com


NetLoanUSA.com is undoubtedly one of the best payday loan brokers. All you have to do is fill out one form in detail which takes around 7 minutes and then NetLoanUSA.com will search their extensive panel of direct payday loan lenders to find you the best deal. The company was founded in Arizona in 2005 and has built a solid reputation as one of the best payday loans company. If you need short term cash and want the best deal it is worth going through NetLoanUSA.com.

Wednesday, 13 August 2014

Best Payday Loans USA 2014: 1 of 10: 100DayLoans.com Review


This Post is the first Part of the 10 Part Series where I look at the Best Pay Day Loans companies in the USA (United States). Two frequent questions which I get asked by the Millionaires Giving Money Community in the USA is (1) where can I get an online payday loan? And, (2) what is the highest rated payday loans in the USA. After responding to a handful of these emails I was inspired to make a list of the ten best payday loan companies. In this post I will be reviewing 100 Day Loans which is one of the best payday loans in the United States.

Best Payday Loans: 100DayLoans.com


Key Features of Typical Loan


100DayLoans.com offers a maximum loan amount of $1,000 where the cost of borrowing $100 credit ranges from $10 and $30. When you apply for a payday loan for the first time it is unlikely you will get the maximum. Your status and state regulations will determine the amount of loan 100DayLoans.com can offer. Once you make payments on time 100DayLoans.com will offer you more credit. The APR or annual percentage rate is between 59% and 789% which depends on your status. There are 42 participating states out of 46. Payday loans are prohibited in the following states of AZ, AR, GA and NC.

Application Process for 100DayLoans.com


100DayLoans.com is one of the best payday loan lenders because it has a greatest flexibility and ease of use. The application process is all done online and there is no need to fill out long application forms and post them out. The approval time for instant payday loans is 90 seconds and you can have the money deposited into your checking account the very same day. The waiting time frame if you want to apply for another loan is next day which means once you’ve paid off your existing short term loan you can apply for another one the next day. You can also apply and get approval over the phone for borrowers who are not able to get online.

Repaying the Payday Loan Lenders


100DayLoans.com is one of the best payday loan lenders because of the repayment terms and how it goes out if its way to help its customers. You can borrow money for a maximum term of 100 days which suits borrowers who need more time to repay the short term loan. You can also opt into automatic-withdrawal repayments which means you don’t have to worry about making the payment. You can also apply for a payment extension which allows you to rollover your loan. When you rollover the amount borrowed you will be required to pay more interest on the balance. One of the best features of 100DayLoans.com is there is no penalty for early repayment.

Customer Service for 100DayLoans.com


100DayLoans.com is one of the highest rated payday loans company because of the service it offers to borrowers. You can contact the company any time of the day via telephone, email, web form, FAQs and Live Chat. The operators for 100DayLoans.com are very friendly and strive to help their customers out so they come back for more short term lending needs.

Requirements to Apply for 100DayLoans.com Loan


100DayLoans.com is one of the best instant payday loan companies because it has a very lenient requirement when it comes to applying for the loan. There is no minimum income requirement however your income level will determine the amount you can borrow. All you need to apply for a short term cash advance is a valid checking account, a reliable pay check schedule, valid email, and social security number. You will also need to be over 18 years of age and have a driver license and photo ID. What separates 100DayLoans.com from the short term lending companies is there is no credit check however other third party lenders may conduct their own searches. There is also no need to fax documents over and you will not get disqualified for bankruptcy.

Best Payday Loan Companies


While 100DayLoans.com may be a licensed brokerage company it has a fantastic panel of the highest rated payday loans company which means that they will search and find the most competitive loan for all borrowers. The company is headquartered in Arizona and was founded in 2005. The overall application process, customer service and ease of use make this one of the best payday loan company in the USA in 2014.

Tuesday, 12 August 2014

Best Short Term Loans UK: Review 14 of 16: 100 Day Loans UK Pay Day Loans

This Post is the Fourteenth (14th) Part of the Popular 16 Part Series where I look at 16 of the best short term loan companies in the United Kingdom. I plan to also review 20 of the best short term loan companies in the USA soon so watch this space. Two of the most frequent questions asked by the Millionaires Giving Money Community in the UK is (1) What is the best short term loan company, and (2) What the most reputable payday companies in the UK? After replying to a handful of these emails I was inspired by create a 16 part review on the best short term loan companies in the UK. In this the 14th Part I look at 100 Day Loan Company.

Important Information: Short term loans should only be used during emergencies and you should be certain you can pay off the loan at the next payday. When you miss a payment you short term loan may be extended and you will be liable for further interest and charges. Your missed payments are also reflected on your credit file and your credit score will slowly fall. If you refuse to pay off the money debt collectors may be introduced to recover the money. It is very important to fill out a financial questionnaire to determine whether or not you can afford the short term loan.

Review 14: Best Short Term Loans UK: 100 Day Loans UK


100dayloans.co.uk is a licensed credit brokerage company which makes introductions between borrowers and lenders for short term loans which can last up to 100 days. 100dayloans.co.uk is not a direct pay day lender and has a panel of approved short term lenders which they use to find borrowers the best deal. 100dayloans.co.uk is not regulated by the Financial Conduct Authority (FCA) however does have a credit license which means it must adhere to all the rules of treating customers fairly.

100dayloans.co.uk has a comprehensive network of lenders and takes a few minutes to apply for the 100 day loan. 100dayloans.co.uk has a very solid reputation according to their website where they explain they have helped thousands of borrowers get the short term cash they need. The lender also claims 100% acceptance and that all applications are reviewed by the lending partners.  100dayloans.co.uk use a Verisign encrypted technology which means that your personal financial information is kept guarded online.

Once you provide your details to 100dayloans.co.uk they pass the details onto their network of short term loan companies which then do their checks to determine whether you can afford the loan. Once the information is processed proposals are sent back to 100dayloans.co.uk and the most competitive loan is chosen and sent to you.

Once you’ve accepted the loan agreement you can go to the direct payday lenders website and fill out the remaining information and have the money transferred to your bank account. The amount of time it takes for the money to arrive may vary as 100dayloans.co.uk use a number of payday loan lenders who all have different turnaround times. There are no application fees, no fast funding fees, no monthly account charges, no collection fees or postal charges.

If you do miss a payment your loan may be extended and you could be charged anything between £15 and £20. Some payday lenders may charge this on a daily basis. 100 Day Loans lenders abide by the Consumer Credit Act of 1974 as well as any other regulatory measures of England and Wales.

Example of 100dayloans.co.uk Short Term Loans


100dayloans.co.uk has an APR representative of 1,734 and lends any amount between £50 and £1000 over a maximum term of 100 days. If you borrow £100 over 30 days you will need to repay £129.50 on the final day of the term which is usually after payday.

100dayloans.co.uk is a payday loan broker which searches their network of direct payday loan lenders to get you the best deal. You must also be aware that there may be a faster payment fee involved if you want the money in your bank account quickly.

100dayloans.co.uk has an APR representative of 1,734% and is worked out as follows. When you borrow £50 over 30 days at a rate of 359% p.a. Fixed you will repay £64.75 in total repayments.

Is 100dayloans.co.uk the Best Short Term Loan Company in the UK?


100dayloans.co.uk is convenient because you have 100 days to pay off the loan. 100dayloans.co.uk does all the hard work and searches it’s network of short term lending companies to get you the best deal. 100dayloans.co.uk is not regulated by the FCA however is part of the Consumer Credit Act of 1974 so you will get protection as a borrower.

This lending company is more for borrowers who have bad credit and need an extended short term loan. 100 Day Loans is a reputable credit broker and has helped thousands of borrowers which short term loans.

Best Short Term Loans UK: Review 13 of 16: Pay Day Express Loan

This Post is the Thirteenth (13th) installment to the popular 16 Part Mini Series where I look at the 16 best short term loans in the United Kingdom. Some of the most frequent questions asked by the Millionaires Giving Money Community in the UK are, (1) What is the best short term loan company in the UK, and, (2) What is the most reputable payday loan company? After responding to a handful of these emails I was inspired to review 16 of the best short term loan companies so the readers of Millionaires Giving Money Blog could make a better informed decision. In this the 13th review post I will be looking at Pay Day Express Loan.

Some IMPORTANT Points: Before you take out a short term loan it’s important to understand the implications of missing scheduled payments. If you miss a payment there is a chance that your short term loan could be extended which means you will face more interest and charges. Failure to make a payment on time will also be reflected on your credit file and your credit score will fall as a result. Finally if you refuse to pay off your loan the collection agencies could be called in to recover the money. So now, without further ado, here is the review on Pay Day Express.

Review 13: Best Short Term Loans UK: Pay Day Express Loan


PayDayExpress.co.uk has been helping borrowers since 1999. PayDayExpress.co.uk is the trading name for Express Finance Limited and is authorised and regulated by the Financial Conduct Authority. The lending company is also part of the responsible lending community where lenders only lend money to borrowers who can afford to pay the money back. Pay Day express is also the founding member of the Consumer Finance Association (CFA) and is committed to abiding by the CFA Charter. Borrowers can rest assured that they will be treated fairly by this lending company.

To apply for a loan from PayDayExpress.co.uk all you have to do is complete a straightforward application form. Pay Day Express then carry out an affordability and credit check and inform you of the outcome as soon as the checks are completed. If you are approved you fill out the remaining parts of the application which includes the bank account details and then the funds are transferred into your account.

As a responsible lender PayDayExpress.co.uk give specific information on what to use your short term loan money for. PayDayExpress.co.uk designs their loans to provide relief for short term financial emergencies which must be paid the following pay day. Some of the uses for the loan include an unexpected bill, fixing a broken down car, emergency child care, repairing a broken boiler or washing machine.

The loan repayment process is also very simple. PayDayExpress.co.uk take details of your debit card and bank details and you sign an authority to allow PayDayExpress.co.uk to take the money on the specified date. If there is insufficient money on that date PayDayExpress.co.uk will make subsequent attempts to take the money.

Example of PayDayExpress.co.uk Short Term Loans


PayDayExpress.co.uk has a representative APR of 4,720% and you can borrow anything between £100 and £500 for a maximum term of 37 days. Existing borrowers can borrow up to £750 depending on their status. If you were to borrow £100 over 28 days you would need to pay back £129 when the term expires.

The APR representative as mentioned earlier is 4,720% and is calculated as follows. When you borrow £200 over 28 days at a variable rate of 378% PA you will have to repay £258 in total repayments.

Is PayDayExpress.co.uk the Best Short Term Loan Company in the UK?


PayDayExpress.co.uk is a reputable short term loan company which is authorised and regulated by the FCA. The lending company is also part of regulatory bodies which are designed to protect borrowers. By using PayDayExpress.co.uk you can rest assured that you will be treated fairly. Pay Day Express also believes in responsible lending which means it will not lend money to borrowers who cant afford repayments.


You can apply for a short term loan or pay day loan even if you have bad credit. PayDayExpress.co.uk has a very high APR representative which suggests that they have lenient credit as long as you pass the affordability checks. PayDayExpress.co.uk is a very reputable company with a high APR representative and should be used as a backup when other lenders refuse credit. 

Other short term lenders such as Sunny.co.uk and Wonga have better deals and should be approached first. PayDayExpress.co.uk is one of the best short term loan companies in the UK and is worth considering because they treat their customers fairly.

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