How To Find The Best Under The Table Jobs - 60+ Jobs That Pay Cash Near Me? Work Under Table for Best Cash Jobs

How To Find The Best Under The Table Jobs That Pay Cash Near Me?

ONE: This guide will help you find under the table jobs

TWO: Provide a list of best paying under the table jobs

THREE: Jobs which pay cash in hand

FOUR: Resources to find under the table jobs near me

Jobs That Pay Cash

There's nothing new about under the table jobs, some employers only provide jobs that pay cash.

Employees also like the idea of under the table jobs to boost their income and like the flexibility of jobs that pay cash, especially if the position is near them.

You can easily boost or even replace your income with jobs under the table, in this guide we will look at some of the best jobs that pay cash so you can boost your income.

What are Jobs Under The Table?

Jobs under the table are jobs that are paid for in cash. Some call them off the book jobs because they are not recorded anywhere and cannot be traced to anyone. 

Jobs under the table are great if you're having trouble finding a job or need to supplement your income to make ends meet or to improve the quality of your life. 

There are many skilled workers who simply can't find a job for whatever reason and rely solely on jobs that pay cash under the table.

The good news is there are plenty of jobs that pay under the table. You also don't need to be highly skilled to find a job that pays you in hard cold cash. If you are skilled then you can supplement your income even more. 

What Should I do Find Jobs Under the Table?

Once you've made a decision to make money under the table you need to take stock. 

For you to start earning from your skills, you need to do the following. It's very important to complete these exercises to know exactly what skills you have and what you can do with them to make money. 

I urge you to sit down and think real hard because it could make the difference between find a high-paid jobs that pay cash and under the table jobs that pay peanuts.

Exercise 1: First things first, make a list of all the skills that you possess. From everything you learned from the time you left school to the present moment. 

List everything because it will make it easier to find cash jobs under the table. Remember the more skills you have the more you have to offer and potentially more cash you can earn.

Exercise 2: Now you need to match these skills to problems people face everyday. For example, I am very skilled at building computers, I can offer my service and people will pay me cash to repair their computers or even build them a computer from scratch. 

All the time I am paid cash under the table. Once you match a verified problem to your skill you can make a lot of cash under the table with jobs that are near you without the need to travel.

Exercise 3: Create a menu of cash for jobs according to the problems you can solve with your skills. The more under the table jobs you engage yourself in the more jobs that pay cash you will find, it's that simple. 

I know some people who make over $10,000 dollars per month with the best under the table jobs, these are jobs most people can do. I will provide a comprehensive list of getting paid under the table jobs that are near you. You can easily supplement your income by 100%. The more effort you put in the more you can make.

50+ Jobs That Pay Under The Table

1: Building Website: You can make a lot of money under the table by building websites. Most people love the idea of making money online through a blog or through a e-commerce store. Unfortunately, they do not have the technical skills or the know how to accomplish this task so they outsource it to freelance workers who do all the leg work.

Suppose you have skills in building websites and e-commerce stores you could make a killing because people will give you jobs that pay cash. Just take a look at Fiverr.com to see how much you could make. You could even teach yourself how to build a beautiful website and then offer the service to people who don't have a clue. The more skilful you get at building a website the more money you can make under the table.

2: Building Computers/Repairing Computers: There is a lot of demand for fast computers at budget prices. Gamers on YouTube like fast computers which have to be built bespoke and are prepared to shell out thousands of dollars to anyone who will build it. Most of these transactions are under the table so you will receive cash for the job. 

Normally, it takes a few days to build an accomplished and fast computer as long as you have all the components. You can charge anything from $200 to $500 depending on the technical specifications. Suppose you can make 10 of these a month on a highly specified basis, you could easily make $5000 on the side, truly, this is one of the best under the table jobs that pay cash.

3: Snow Removal/Snow Shovelling: Working outdoors has many perks, you get to enjoy the weather and you have the feeling of accomplishing something with your own two hands. Fortunately, not everyone feels the same way and they are prepared to pay big bucks under the table.

With snow being forecast you could offer a service where you shovel snow off a drive as a under the table job. This is a job people will hate so you could earn anything between $20 and $50 per job and its cash in hand, again, this is one of the most popular jobs that pay cash near you.

4: Gardening for Other People: Everyone loves a lush garden but not everyone is prepared to get their hands dirty. If you're the outdoorsy type and love connecting to the earth you could make some nice dosh with under the table jobs which involve gardening. 

Just make a menu of all the services you are prepared to provide and then send leaflets to your local neighbourhood. You will get a response because most people hate to garden, if you can charge $100 per job and you can manage 50 jobs in the summer your looking at making a cool $5000 dollars with this under the table job.

5: Writing Essays/ Proof Reading: Not the outdoorsy type but want to still make money under the table with under the table jobs that pay cash? No problem. If you consider yourself as an academic you could try your hand at writing essays or proof reading for other people. There is big money for this and people are prepared to pay cash under the table for a sample essay which they use as a template to write their own. 

You can easily advertise your services on sites like FIVER.com and charge good rates. You will receive cash in your PayPal account which you can withdraw relatively easily. This is one of the best ways to earn under the table if you like the buzz of proof reading or essay writing.

6: Tutoring/Online Tutors: Fancy yourself as a mentor or a tutor? Why not put your skills to good use, the saying does go, those who can... teach... When I tried this I could easily find jobs that pay cash near me and these under the table jobs are not recorded by the parents of the pupil, it is just considered as a way to supplement your income.

You can also try your hand at online tutoring, this is especially popular as parents can supervise closely what the student is getting up to. You can easily charge anything in the region of $20 to $50 per hour and you can make a killing during exam season when students are cramming and need all the help they can get.

7: Creating Arts & Crafts: Arts and crafts have been around forever, as long as there are creative people and people who appreciate art this phenomenon will always exist. Why not take advantage. If you do have a creative streak then make something and put on sites like Etsy.com and Redbubble.com. 

It might take a while but once you know what sells and what doesn't you can easily make a killing. Patience is essential in this under the table job, I was close to throwing the towel in before I started to make sales and the rest is now history!  

8: Personal Assistant/ Online Personal Assistant: Have exceptional organization skills along with problem solving abilities? put these skills to good use as there are many who are prepared to pay under the table for a reliable trustworthy personal assistant. You wont have to commute anywhere if you find yourself a Online Personal Assistant job that pays cash under the table. 

You can charge anything between $20 to $50 per hour depending on your skills and experience. If you can become a full time Virtual Assistant you could easily supplement your income by 2000 to 3000 dollars.

9: Babysitting/Child Minding/Elderly & Disabled Minding: Everyone needs some respite once in a while and that's where you have the opportunity to make money under the table. There are so many babysitting/child minding/ elderly & disabled minding positions available and you could earn a handsome sum of money.

Reputation is everything, as long as you can provide a reliable assured service you will get repeat business. If you can network effectively and organize yourself effectively, you can easily earn 1000 to 2000 dollars supplementary every month by working holidays and weekends. These jobs pay cash and are under the table opportunities to make good money.

10: Software Developer: Programming skills are highly sought after. It seems as though everyone wants to develop some sort of APP or computer program but they don't have the necessary skills. This is where you can come in and really clean up because there are lots of under the table jobs that pay cash near you.

Even if you prefer the comfort of your own home you could easily find jobs on sites like Fiverr.com where you provide service for cash. You can charge thousands of dollars if you know how to build an APP from scratch. It is easy money to make.

11: Creating Custom Jewellery: The way I see it, there is an under the table job for everyone and these jobs pay cash near you. All you have to do is find what you love to do and then offer services relating to it. Many people are creative and they don't tap into this wealth! Creating custom jewellery is an amazing way to make money and people will pay cash.

You can either create custom jewellery and sell in a market near you or you can get highly creative and use sites like Etsy and Redbubble.com to show your work off! Either way, as long as you have talent and flair you could make a lot of money. Some of the best creators of custom jewellery can make anything between $10,000 dollars to $100,000 Dollars per month, it's that lucrative!

12: Appliance Repairs/Electronics Repairs: Have a methodical and blueprint mind? You could make some extra dollars under the table by repairing appliances and electronics. Think about it, more and more people are becoming conscious about the environment and subsequently making repairs rather than buying new.

You can cash-in by providing a service where you repair common appliances and electronics for a tidy sum. All these under the table jobs pay cash and they are near you. If you charge $100 per repair (you could easily charge more) and can make 20 repairs a month in your spare time you're looking at supplementing your income by 2000 dollars per month! Insane! 

13: Personal Trainers/ Motivational Coaches: Take care of your body and make money at the same time? sounds like a dream come true doesn't it? People are making money by offering their services as personal trainers and motivational coaches. You need to know your way around a body and be able to motivate people and make them sweat. 

There are plenty of under the table jobs available and these are jobs that pay cash near you! All you have to do is provide a menu of service and build a client base. You could make anything between 20 and 50 dollars per hour depending on how experienced you are. A lot of people supplement their income considerably by offering their personal trainer services during the weekend and evenings. Trust me, this is a great under the table job which pays good money.

14: Car Repairs/ Bicycle Repairs: Knowing your way around an engine can be big business. If you know your way around a classic car you've hit the jackpot. There is a lot of money to be made with this under the table jobs and there are waiting jobs that pay cash near you for car engine restoration. You could make anything between $500 to $5000 dollars for restoring a classic vehicle to its original beauty.

15: Building and Installing Kitchens/ Bathrooms: I recently had my bathroom done using an under the table builder and it came out beautifully. I saved a bundle as I paid him under the table and he made a decent profit as he was able to do this on weekends and evenings. It was a win-win. Put your building skills to good use, you could earn anything between $5000 to $10,000 dollars if you know how to make a bathroom beautiful again.

16: Yoga/Exercise Instructor: You can make plenty of money under the table if you're into Yoga. Not only can you make money, you can become fitter and maintain your slender figure, it's win-win. 

All you have to do is offer a class after work or on weekends and charge the normal rates. Suppose you know advanced Yoga you could charge even more. On average you could make an extra 1000 dollars per month just providing weekend and evening classes.

17: House Painter & Decorator/ House Dresser: Monetise your decorating passion by offering house dresser classes or by painting and decorating homes. This is one of the best under the table jobs you can set up.

All you have to do is offer insights into interior design so you can make a house a home with your sparkling Midas touch. You can also offer painting and decorating service. Just by providing these services on weekends and evenings you could rake in a lot of money and these are jobs that pay cash near you!

18: Day Labourer: Want to burn some extra energy and lose excess weight and make money at the same time? If you want to tick all these boxes you should consider your hand as a day labourer. 

You could do all sorts of under the table jobs that pay cash, these include cleaning, washing, gardening, moving heavy objects ETC. You can easily make an additional 1000 dollars per month by doing the odd job here are there.

19: Accounting & Income Tax Preparation: Know the difference between ledgers and tax accounts? Why not offer to prepare someones TAX or offer an accounting service to people who have no interest in doing the tax return themselves.

You can find plenty of under the table jobs that pay cash near you. All you have to do is balance the book and prepare the tax. If you know how to do this you could make an absolute killing during the tax year end where everyone is desperate to file their tax returns. 

20: Home Movers/ House Moving: People move homes all the time and need muscle to get the job done. This is one of the purest under the table job that pays cash near you. You can charge anything from $200 dollars to $1000 dollars depending on the job. This is a great way to make some extra money and build some muscle at the same time.


21: Affiliate Marketing Online
22: Article Writing Online
23: Boxing Instructor
24: Martial Arts Hand to Hand Combat Instructor
25: Ballet & Dance Instructor
26: Yoga & Mystics Instructor
27: Resell Clearance Items
28: Furniture Upholstery
29: Antiques Reseller
30: Interpreter

31: Rent You Home on AirBNB
32: Dog Washer/ Dog Sitting
33: Marine Mechanic
34: Selling Used Books
35: Selling Produce from small scale farming
36: Pet-sitting
37: Dog Walker
38: Cycle Currier
39: Car Delivery Service/Deliveroo
40: Maid Service

41: Wedding photography
42: Reselling Tickets Online
43: Janitorial Work
44: Carpet Cleaning
45: Dump Trips for local rubbish
46: Tattoo Artists
47: Disc Jockey & Master of Ceremonies
48: Remote Hairdresser
49: Selling Collectables
50: Data Recovery
51: Dress Making

More Ways to Make Money

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What to Do When You Don't Have Money - 10 Options to Explore When You are Broke

What to Do When You Don't Have Money

One of the most frequently asked question on The Millionaires Giving Money Blog is What to do When You Don't Have Money. Unfortunately, in this day and age there are people who are broke and need help with money. The number of people living on or below the breadline is mind-boggling. The good news is there is help out there. If you're having financial difficulties there are places where you can get help with money. In this post, I will be sharing 10 options on what to do when you don't have money. If you have any questions regarding personal finance please leave a comment below or contact me direct. Remember, if you are in financial despair there is always a way.

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What to Do When You Don't Have Money

Option 1: Are You Entitled to Welfare When You Don't Have Money?

Here is what to do when you don't have money, the first question you need to ask yourself is are you entitled to welfare benefits from the Government. The Government has a whole range of benefits for it's citizens who are experiencing financial difficulties. If you are unemployed you can get unemployment benefits, if you are struggling with rent you can get rental assistance. If you are in financial despair there are emergency benefits that will pay immediately. All you have to demonstrate is that you are broke and need money quickly. The best way to get advice is to go to charities and ask for help, these organisations know all the ins-and-outs of the welfare benefits systems and they will help you.

Options 2: Ask Parents for help When You Don't Have Money

No one likes to turn to parents for money, the dreaded lecture on personal finance is enough to deter kids from pestering their parents. However, this is exactly what to do when you don't have money. Swallow your pride and ask for help, usually after the dreaded lecture on personal finance your parents will start to offer emergency financial assistance to help you when you are most vulnerable. Reassure your parents that you have every intention of paying the money back and if that is not enough ask for a loan where you sign a contract agreement so everything is professional. 

Option 3: Ask Friends for Help When You Don't Have Money

Asking close friends what to do when you don't have money can be very useful. Informing your close friends about your financial hardship will not only lighten your load but they might be prepared to help. No one likes to see a friend going through financial hardship. Just mention your situation and that you have nowhere to turn to. Your friend will almost always help you even if it is a few hundred dollars to get you back on your feet.

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Option 4: Selling Stuff When You Don't Have Money

Option 4 on the What to do When You Don't Have Money is to sell stuff. We all have stuff around the house we no longer need and could serve a purpose to other people. Re-purposing is all the rage at the moment. All you have to do is have a look around your house and find items you no longer need and then put them up for sale on sites like eBay, Amazon, Craigslist and many more. You can definitely make money this way when you need emergency financial assistance. Have a go and see how much money you could make to remedy your financial despair situation.

Option 5: Get an Under The Table Job When You Don't Have Money

Many people are experiencing financial hardship when they lose their jobs. Unfortunately world economies are experiencing hardship and a lot of people are going unemployed. During these uncertain times getting an under the table job is what to do when you don't have money. Under the table jobs include painting, decorating, gardening, teaching, and many other jobs. In total there are hundreds of under the table jobs that you could do and these jobs are near you. When you are experiencing financial hardship you should see how much money you can make with under the table jobs. Even if you could supplement your income by 1000 dollars every month this would be very useful for getting you out of financial despair.

Option 6:  Ask Charities For Help When You Don't Have Money

Charities like the Salvation Army are here to help you when you ask questions like - what to do when you don't have money. Find a charity that provides emergency financial assistance and advice, explain your situation in detail and ask them if they can help or at least point you in the right direction. Trust me, this is the best thing to do when you have hit rock bottom and the only way is up. Get all the advice from these invaluable organisations and put it into practice and see how your circumstances change. You will get a place to stay and food and you will be given all the resources you need to claim welfare benefits. You can then start to think about getting a job which will inevitably lift you out of poverty and financial hardship.

Option 7: Apply for Bank Loans When You Don't Have Money

When you're about to go broke it might be time to ask your Bank for a loan. I know this might sound like unusual advice when you ask what to do when you don't have money, I mean who will lend to a person who is about to go broke. If your credit score is still in tact the Bank may approve your loan without needing to know your situation, you could then use the money to bridge yourself and get another job. This way you won't need emergency financial assistance and you could go on as normal and then repay the bank once you have more income coming in. This is a risky strategy but when you don't have money, desperate situations call for desperate actions.

Option 8: Make Money Online When You Don't Have Money

What to do when you don't have money? make some money online of course! Did you know that you can easily make 100 dollars per month just taking surveys online, if you knuckle down and really hone in on a skill and provide good value you can make a lot of money online. Make a list of all your skills and see if there are any web platforms that will allow you to monetize your skills. For example, if you love to design website offer your services on sites like Fiverr.com. If you have exceptional design talent you could design t-shirts and other merchandise on sites like Redbubble.com and Amazon Merch, there are so many opportunities to make money online and I'm just scratching the surface. Give this option some serious thought because if you can bring in 1000 dollars additional income every month it could come in really handy.

Option 9: Up Your Financial IQ - What to Do When You Don't Have Money

If you're always asking questions like what to do when you don't have money it's time to do some self reflection. Chances are your financial IQ is low and needs supplementing. You should definitely read Personal Finance Books such as Rich Dad Poor Dad, 7 Habits of Highly Effective People and many more. If you don't like the idea of reading you can listen to audio books on sites like Audibles.com. Your aim is to become knowledgeable in personal finance to a point where you have absolute clarity on what you have to do to get yourself out of financial despair and no longer needing emergency financial assistance all the time.

Option 10: Practice Good Personal Finance When You Don't Have Money

When you hit rock bottom and you're asking questions like what to do when you don't have money it's time to practice good personal finance. You should learn to budget and get your finances under control. Learn to really slash your expenses and I mean reducing your expenses by about 50%. Learn to boost your income by 100% and you'll instantly feel better about your money. Always save your surplus money and build up an emergency fund. Once you have a sufficient emergency fund you can start investing your money. Seriously! If you put these good habits into practice you will start to feel good about your money.

If you have any questions on what to do when you don't have money please leave a comment below or send me a message and I'll try my best to get back to you. All The BEST. 

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Capital One Spark Miles for Business Review - 250,000 Air Mile Points Bonus Boost by 40% Transferring to Partner Programs

Capital One Spark Miles for Business

The Capital One Spark Miles for business credit card is a thing of beauty. I've been reviewing travel reward card for years and this card at the moment is top dog. 

If flying to far flung exotic destination is your thing continue reading because you're going to be blown away by the generous air miles on offer here, it is literally out of this world.

The Capital One Spark Miles for business credit card has a limited time offer where you can earn 200,000 bonus air miles, yes, you read that correctly. 

Suppose you are approved for the capital one spark miles for business travel rewards credit card you will be able to go on holiday very quickly. This is particularly suited to those who have high business expenses because you will need to spend $50,000+ to get this bonus.

The generous air miles offer on the capital one spark miles for business won't last for long so you need to hurry. 

The highlights of this card don't stop there, you also have the opportunity to earn another 50,000 air mile bonus. 

I've analyzed this card in details and you got to check out the highlights below to get your travel juices flowing.

Highlight 1: This is an incredibly offer, and as I mentioned earlier, it is perfect for those who have a business or are starting a business and need to spend at least $50,000 or more.

For a limited time only, the capital one spark miles for business credit card is offering 200,000 bonus air miles worth up to $2000, you can boost the air miles using Airline Partner Programs to $2800! To earn this bonus you need to spend $50,000 in the first 6 months.

Highlight 2: The Capital One Spark Miles for business bonuses don't stop there. You can earn an additional 50,000 air mile bonus when you spend $5000 in the first 3 months of account opening. So in total you can earn 250,000 by spending a total on $50,000 which is very generous.

Highlight 3: The Capital One Spark Miles for business credit card allows you to earn 2X miles per dollar. The incredible thing is you can earn the air miles on every purchase you make everywhere. 

There are absolutely no limits or restrictions by category and the air miles will never expire as long as you have your credit account open. 2X is very generous so take advantage before Capital One consider lowering this to 1.5 as they will inevitably do.

Highlight 4: If 2X wasn't enough to make your mouth water how about 5X? The Capital One Spark Miles for business credit card offers 5X air miles on hotel and car rental, so if you or your employees travel all over the world you can really clean up and earn 5X without any upper limits.

Highlight 5: Undoubtedly, this is a fantastic offer but it doesn't end there. Like I mentioned earlier, Capital One allows you to transfer your air miles to 10 other travel loyalty programs like Emirates, Air Canada, and JetBlue, every time you transfer to these partners you can boost the points you have. 

Suppose you've managed to bag the full 250,000 points, when you boost this it will rise to 350,000, the process of transferring is quite involved but well worth the investment.

Highlight 5: The Capital One Spark Miles for business credit card allows you to redeem your air miles instantly for travel related expenses, this includes flights and hotel to ride sharing services such as Lyft and Uber. This is perfect for those who don't want to faff around and boost their points.

Capital One Spark Miles for business FICO Score

I think by now we've established this is a brilliant card and one that you need to apply for if you own or are looking to start a business.

Before you get all excited about the prospect of jetting off on the perfect holiday you should consider your credit report and FICO credit score.

To be considered for the Capital One Spark Miles for business credit card you will need a FICO score of 700+. I always say aim for 750 before you apply so you are certain of being approved. There's nothing more annoying than getting all excited about a card and then being declined, it feels like your being dumped.

Anyway, along with a FICO score of at least 720+ you should also take the time to go through your credit report thoroughly. Look out for any mistakes and fix them. If there is negative data on your credit report you need to dispute the items and get is removed ASAP. 

You should also try to keep your credit utilization under 30% and not make any credit inquiries for at least 6 months leading up to the application. Finally, having 3 years or more of credit history will help further your chances.

Meeting all the requirements I've mentioned above sounds daunting. If you're falling short don't beat yourself up. I had poor credit but eventually through patience and perseverance I was able to improve my FICO score to Excellent Credit. It is possible, just takes about 6 months to a year and you really got to put in the hard miles. 

Once you've improved your credit you will have incredibly fun finding and applying for the best credit cards which will take you to far flung exotic destinations.

Maximizing Capital One Spark Miles for business Credit Card

The fun part for all cashback and travel reward credit cards is getting the most out of the benefits. I think the majority of cardholders who have the Capital One Spark Miles for business credit card only use up and take advantage of 10% of the air miles on offer. 

Personally, I like to milk the rewards dry, if it's being offered I'm not going to say NO, if you know what I mean.

With all that said, how do you actually make the most of the Capital One Spark Miles for business credit card? Well there are strategies out there that will blow your mind away. I've listed some of the strategies I've found on Reddit and NerdWallet.com. These are relatively simple strategies which give you big wins. So without further ado...

Strategy 1: You have got to plan how you're going to spend $50,000 on your business. If you're starting out or expanding this is the credit card for you especially if you like to travel.

Always have a plan on how you will spend the money, this strategy isn't a license to spend money irresponsibly, the repercussions could be disastrous. With that said, make a list of the 'absolutely required expenditure' and then once your approved you can start to spend strategically.

Spend $5,000 in the first 3 months and collect 50,000 air miles. Then spend $50,000 within 6 months of account opening and collect another 200,000 air miles.

Total air miles collected 250,000 which is equivalent to $2,500 in travel money.

Strategy 2: Thinking of starting a family business with your partner, if so, the Capital One Spark Miles for business credit card is a marriage made in heaven. 

Refer your partner to the Capital One Spark Miles for business, if they're approved you can both spend a combined $100,000 on your business and collect 500,000 air miles in total.

You = 250,000 air miles
Partner = 250,000 air miles
Total = 500,000 air miles

Strategy 3: Well done! you've got half a million air miles under your belt, you are in an exclusive club, but how about boosting this ever further?

The Capital One Spark Miles for business credit card allows you to redeem your air miles for travel expenses by wiping out travel related expenses on your credit card balance. This is how most novice travel reward card users operate. 

Suppose you want more bang for your buck you need to know how to transfer your points to other travel loyalty programs to get an additional boost. At the time of writing this blog post, the boost was an incredible 1.4 which means your 500,000 air miles will be boosted to 700,000 which will give you $7,000 in travel rewards!

Strategy 4: The Capital One Spark Miles for business is perfect for those who have a medium sized business that hires employees and requires travel. 

You can make all the travel arrangements on the Capital One Spark Miles for business and earn 5X air miles on every $1 spent. You can make a fortune using this strategy and fly off to Uber cool locations every year.

Strategy 5: This goes without saying, once you have the Capital One Spark Miles for business you need to stop spending cash or using your debit accounts. 

Every expenditure must go through the Capital One Spark Miles for business credit card and paid off in full at the end of the month to avoid additional interest cost. 

Do not underestimate the effectiveness of this simple strategy, at the end of the year you will collect a shed load of air miles.

Using these simple but effective strategies using the Capital One Spark Miles for business can bag you a lot of air miles. Using our example above, you and your partner have the potential to collect at least 700,000 air miles by spending $100,000 on your business which by all intents and purposes is incredible!

Capital One Spark Miles for business Final Thoughts

So how do I sum up the brilliant Capital One Spark Miles for business? I think I've presented a compelling case.

I don't like blowing my own trumpet too much but this travel rewards credit card is perfect for family run businesses who are looking to expand and need to spend at least $100,000 within 6 months. If you have employees in your business and travel is required it's even better.

With the Capital One Spark Miles for business you will earn a lot of air miles and you will be able to take a dream holiday once you bag the bonus. The cherry on the cake is when you boost the points collected by 40% so you can go even further or spend more on that luxury hotel.

The bottom line is this is a fantastic card and should have a place reserved in your business wallet. QED.

Capital One Spark Miles for business FAQ

I must be doing something right, I keep getting questions about the Capital One Spark Miles for business credit card. 

To save myself from sounding like a broken record I thought I'd compile the top 10 frequently asked questions on the Capital One Spark Miles for business credit card.

If you do have a question that's not listed below we would love to hear from you. All the BEST and BRILL Travels.

What are Capital One Spark miles worth?

The Capital One Spark Miles for Business air miles are converted as follows, 100,000 air mile points are worth $1,000. What you have to do is knock 2 zeros off the air miles to get the dollar equivalent. For a base comparison 1 point is worth 1 cent.

Is the Capital One Spark card good?

The Capital One Spark Miles for Business is a good card for business start-ups or businesses that are expanding. There is a very lucrative 250,000 air mile points on offer when you spend $50,000 in the first 6 months. The $95 annual fee is waived in the first year. You get 2X on all spending and 5X on travel related spending. 

What airline can you use Capital One miles?

You can use your Capital One Air Miles with the following airlines.

1. Aeromexico
2. Air Canada (Aeroplan)
3. Air France & KLM (Flying Blue)
4. Alitalia
5. Avianca
6. Cathay Pacific
7. Emirates
8. Etihad
9. EVA Air
10. Finnair
11. Hainan Airlines
12. JetBlue
13. Qantas
14. Qatar Airways
15. Singapore Airlines

How do I redeem my Capital One Spark rewards?

Redeeming your Capital One Spark rewards is relatively simple, just login to your Capital One account and click on your rewards balance. After you'll have the option to “Redeem Travel Purchases,” also known as the Purchase Eraser. From there, you can choose which travel purchases you would like to use your miles to pay for.

How many miles do you need for a free flight Capital One?

For a free flight you will need 40,000 air mile points which is the start point. The more points you have on the Capital One Spark Miles for Business the more distance you can cover.

Can I transfer Capital One miles to United?

You cannot transfer your Capital One miles yo United Airlines, however, there are 15 other airlines you can transfer the points to as follows..

1. Aeromexico
2. Air Canada (Aeroplan)
3. Air France & KLM (Flying Blue)
4. Alitalia
5. Avianca
6. Cathay Pacific
7. Emirates
8. Etihad
9. EVA Air
10. Finnair
11. Hainan Airlines
12. JetBlue
13. Qantas
14. Qatar Airways

15. Singapore Airlines

Do Capital One Rewards expire?

The rewards on the Capital One Spark Miles for Business never expire as long as you keep your account open. Maintain your Capital One Credit Account well and there will be no reason for account closure therefore your rewards will never expire.

Can you use Capital One miles on Delta?

The Capital One Eraser service on the Capital One Spark Miles for Business will allow you to erase any expense for travel, this includes travel on Delta. Therefore you can use Capital One miles on Delta flights.

Chase Ink Business Preferred Credit Card Review - $1,600 Travel Money $1000 Referral Bonus 3X on Travel & Business Expense

Chase Ink Business Preferred Credit Card Review

It's such a shame more people don't know about travel rewards programs such as Chase Ink Business Preferred Credit Card. 

Most people think it's too much trouble or they have to spend millions before they can go on a short holiday, this couldn't be further from the truth. 

I've been all over the world thanks to Travel Rewards Credit Card and I've not had to spend irresponsibly or excessively.

If you find the idea of travelling the world appealing and have a business or are thinking of starting a new business then read on. I will show you how you can generate $1,600 in travel money just by spending money on your business. 

Chase Ink Business Preferred Credit Card Highlights

There's a lot to like about the Chase Ink Business Preferred Credit Card because it's crammed full of goodies, it sets a very high benchmark when it comes to travel rewards because it comes with so many benefits. 

By following this guide and some of the simple strategies here you could go off on a nice holiday this year for free. Before I reveal the strategies I wanted to go through the highlights of this excellent travel rewards credit card, your mind will be blown.

Highlight 1: Use the Chase Ink Business Preferred Credit Card and spend $5,000 in the first 3 months and you'll receive a 80,000 air mile points bonus which is equivalent to $800 in travel money. You can boost these points by 25%, all you have to do is redeem the travel money through Chase Ultimate Rewards.

By going a step further and transferring through partner airline programs you could boost your 80,000 points to 160,000 which is worth $1,600 in travel money. This is one of the highest boosts I have seen helping your travel farther.

Highlight 2: As I mentioned earlier, the Chase Ink Business Preferred Credit Card is designed for business needs. You can earn a whopping 3 points for every $1 spent on travel and select business categories. 

The Chase Ink Business Preferred Credit Card is particularly beneficial when you're starting up your business. You can charge most of the start-up costs to the Chase Ink and earn massive rewards.

Highlight 3: The rewards don't stop with travel and business expenses. With the Chase Ink Business Preferred Credit Card you can earn another 1 point for every $1 you spend on anything else. 

Highlight 4: When it comes to redeeming your points you can boost the Chase Ink Business Preferred Credit Card points by 25%. All you have to do is redeem your points through Chase Ultimate Rewards and $800 will become $1000. That's just nuts!

Highlight 5: You might be forgiven for thinking Chase Ultimate Rewards are expensive, this couldn't be further from the truth. You can redeem points for travel, cash back, gift cards, travel expenses and everything is competitively priced.

Highlight 6: Business can take you to far flung destinations, you can earn rewards on your travel and to top it all up there is no foreign transaction fee to bog you down. Unfortunately there is a annual fee of $95 but come on, the benefits more than offset the costs. I have a feeling Chase will up their Annual Fee soon so hurry and take advantage.

Highlight 7: The benefits of the Chase Ink Business Preferred Credit Card don't stop there. You can also enjoy the following benefits.

1. Cellphone Protection
2. Trip Cancellation/Interruption Insurance
3. Trip Delay Reimbursement
4. Primary Car Rental Coverage
5. Purchase Protection
6. Extended Warranty Protection

The benefits provided by the Chase Ink Business Preferred Credit Card makes it one of the best travel reward cards for business. 

You can make a killing in terms of air miles, you will be able to fly somewhere in the first year and have a very nice holiday with the points collected guaranteed.

Chase Ink Business Preferred Credit Card FICO Score

We've established that the Chase Ink Business Preferred Credit Card is a brilliant card with exceptional highlights and benefits which are actually useful. The niggling $95 annual fee is annoying but not high enough to put me off.

The Chase Ink Business Preferred Credit Card is a very sought after card and you must have Good/Excellent credit to apply for this. 

You will need a FICO score of 720 or more to apply for this travel rewards credit card. I always say play it safe and aim for a FICO credit score of 750 when you apply for the Chase Ink Business.

You should also get a copy of your credit report. Go through the report thoroughly and fix any errors that show. If you see any nasty adverse data or fraud markers you should dispute this strongly and have it removed quickly otherwise Chase will decline your application.

Finally, try to aim for a low credit utilization ratio of 30% or less and don't make too many credit inquiries leading up to the application for the Chase Ink Business Preferred Credit Card, 6 months should be fine.

I know a lot of people will fall short of the required credit score. Don't worry, I was in the same boat, it's annoying but that's life. 

It took me 9 months to increase my FICO credit score and clean up my credit file, it is possible. Be patient and give yourself time and put in the hard miles, once you get the card you can sit back and enjoy the incredible rewards.

Maximizing Chase Ink Business Preferred Credit Card Rewards

We all agree that the Chase Ink Business Preferred Credit Card is one of the best travel reward cards ever, no one in their right mind will dispute that because it's crammed full of benefits. 

What you should be thinking about now is how to squeeze every ounce of reward from the Chase Ink Business Preferred Credit Card by maximizing all the benefits of the card.

There are savvy travel reward experts who have travelled mind-boggling distances by maximizing the rewards, you can do this too. 

There are inspirational contributors on Reddit, NerdWallet.com and ThePointsGuy.com who have absolutely rinsed the benefits and you can do this to. 

Here are some of the main strategies I have found for the Chase Ink Business Preferred Credit Card, try a few strategies to get your head around the process. 

In no time at all you'll start thinking like these experts and going on holiday every year will become normal, I kid you NOT!

Strategy 1: I always bang on about this but with good reason. Always plan how you will spend your money in the first 3 months before you are ready to apply for this card. 

So many people get excited by the concept of air mile rewards and the bonus on offer and apply prematurely, they are unable to reach the required threshold of spending to receive the bonus. 

Just stop for a moment and work out your expenses for the next 3 months and make sure you are able to spend $5000 in the first 3 months. 

Once you've established you can reach the required spending threshold you can go ahead and apply. 

If you have a significant other who has a business you can earn even more points by referring them, they will also receive a bonus if they reach the required $5000 spending threshold in 3 months.

Suppose you and your partner take advantage of the introductory bonus and the referral bonus you will collect the following points

You - 80,000
You Referral - 20,000
Partner - 80,000
Total 180,000 = $1800 in travel money.

Strategy 2: The Chase Ink Business Preferred Credit Card has a very lucrative referral program. You and your partner can refer 5 people a year and receive 20,000 points for each referral. Potentially you can earn 100,000 points each!

It isn't hard to refer people to the brilliant Chase Ink Business Preferred Credit Card, this credit card will speak for itself and needs little marketing. Just share it on LinkedIn.com, Facebook.com, Instagram.com. You can also talk it up and send emails to friends and family with your referral link.

It is entirely possible to refer 5 people a year. I was able to do it with my wife and we collected a cool 200,000 points in total.

Carrying on from the example above, suppose you refer 10 people in total you will collect the following air miles.

Previous Total = 180,000
You Referral Bonus = 80,000
Partner Referral Bonus = 100,000
Total so far = 360,000

Strategy 3: When it comes to redeeming the points from the Chase Ink Business Preferred Credit Card you have 2 choices. 

You can use the Chase Ultimate Rewards which will boost your air miles by 25% or you can use some of the air mile transfer partner loyalty programs which can double the points. 

Admittedly, the second option is more labour intensive but it is definitely worth the trouble because you've doubled your travel money.

Suppose you use chase Ultimate Rewards to redeem your points your 360,000 points will boost to 450,000 which is equivalent to $4,500 in total.

By taking the second option and transferring through travel partners you can double your points to 720,000 which is equivalent to $7,200 in travel money.

When we analyse the strategies we see that the total outlay was $10,000 in spending for the first 3 months and we ended up with a minimum of $7,200 in travel money. 

These strategies are very simple and you could end up with a very nice holiday under your belt. I have used these strategies, travel experts use these strategies all the time and you can do it too. It looks daunting but just follow through, that dream holiday is just round the corner. 

Chase Ink Business Preferred Credit Card Final Thoughts

The Chase Ink Business Preferred Credit Card is a brilliant card, I can't stop praising it because it's crammed full of benefits and well worth the $95 annual fee which is minuscule compared to the benefits on offer.

The Chase Ink Business Preferred Credit Card is particularly suited for business start-ups so you can take advantage of the introductory offer. The introductory bonus is out of this world and Chase Ultimate Rewards offer a 25% boost on the air miles collected. You can also put in some hard miles by transferring to partner airlines to double your air mile points. 

There is a lot to like about the Chase Ink Business Preferred Credit Card, I was able to go on a very nice holiday with my family thanks to Chase, you can do this too because of the outstanding rewards on offer.

Chase Ink Business Preferred Credit Card FAQ

The Chase Ink Business Preferred Credit Card is a highly sought after card, business owners who love travel swear by it. I get a lot of questions about this card so I thought I would prepare answers for 10 frequently asked questions.

Feel free to contact me if you have any questions about the brilliant Chase Ink Business Preferred Credit Card.

What credit score do you need for a Chase Ink Business Preferred card?

You need a FICO score of 720+ to apply for the Chase Ink Business Preferred Credit Card. You should also go through your credit report to fix any errors and dispute negative markers. 

Keep credit utilization under 30% and don't make any credit inquiry 6 months leading up to the application. Have a credit history of 3 years and more will definitely help.

Is Chase Ink business preferred credit card metal?

Unfortunately, the Chase Ink Business Preferred does not come in a metal format. The Chase Sapphire Preferred Credit Card does come in metal with gorgeous blue finish and is made with 75% recycled material.

Is it hard to get approved for a Chase Ink Preferred credit card?

You will need a FICO credit score of 720+ to apply for the Chase Ink Preferred Credit Card making it relatively hard to get approved for. 

Which Chase business card is best?

The Chase Ink Business Preferred Credit Card is currently the best choice as a business card. The card is is accepted in more than 100 countries making it an ideal companion for business travel. 

You will also receive 80,000 points from the introductory offer making it one of the best travel reward cards ever for business.

How long does it take to get approved for a business Chase credit card?

The Chase Ink Business Preferred Credit Card approves instantly, if your application is referred it may take up to 7 working days to check for slight differences on your application compared to your credit report. 

It may even take up to 30 days, which means there is adverse fraudulent entries on your credit report. Like I always say, get a copy of your credit report and go through it thoroughly before you make this application.

Does Chase approve instantly?

Chase does approve and decline instantly, if you are referred it could take up to 7 working days for a decision, ultimately, it could take up to 30 days for a decision if the application is referred to an underwriter, usually there is some sort of negative data on your credit report for this to happen.

Can you use Chase credit card before it arrives?

Although the Chase Ink Business Preferred Credit Card approves instantly, you will not be given credit card numbers online. You will have to wait for the Chase Ink Business Preferred Credit Card to come in the post and that usually takes 5 to 7 working days, you could call and ask them to courier it for same day deliver.

Does Chase Ink Business Preferred Credit Card offer cellphone protection?

The Chase Ink Business offers cellphone protection as long as you pay your cellphone monthly bills using the Chase Ink Business card. You and your employees will receive up to $600 per claim for damage and theft. You are limited to 3 claims and there is a $100 deductible.

Does Chase Ink Business Preferred Credit Card offer Trip Cancellation/Interruption Insurance?

The Chase Ink Business Preferred offers Trip cancellation/Interruption Insurance when you use the card to book the trip. If your trip is cut short due to illness of weather you will be covered and you're eligible for $5,000 coverage for prepaid non refundable travel expenses.

What are the additional benefits of the Chase Ink Business Preferred Credit Card?

You are eligible for trip delay reimbursement, primary car rental coverage, purchase protection and extended warranty.